Credit Risk Strategy VP: Scale Card Programs & Partnerships

Inizio Partners Corp; San Francisco (CA); On-site; USD 230,000 - 360,000; Full time

Job summary

Inizio Partners Corp in San Francisco seeks a Credit Risk Strategy Vice President to lead credit risk, underwriting, and pricing strategies for banking and Fintech clients. You will launch and scale consumer and commercial credit programs and translate analytics into policies and business decisions.

You will build credit risk teams, work with bank partners, and align stakeholders across Credit Risk, Product, Risk Operations / Analytics to deliver programs and policy changes.

Qualifications

• 12-15+ years of experience in credit underwriting, risk strategy and portfolio performance.
• Expertise in Excel and SQL modeling with strong programming/data analytics in R or Python.
• Track record in co-brand, consumer and commercial credit programs and risk governance.

Responsibilities

• Lead credit and pricing strategies for co-brand, consumer and commercial cards.
• Oversee portfolio performance, tracking KPIs and profitability.
• Build and refine underwriting models using advanced statistics and data science.
• Align stakeholders across Credit Risk, Product, Risk Operations and Analytics to deliver programs.
• Mentor high-performing credit risk teams and coordinate onshore/offshore delivery.
• Manage governance with bank partners and model validation processes.

Skills

Excel modeling

SQL modeling

R/Python programming

Data analytics

Education

Bachelor's degree or equivalent in finance, business, accounting, economics, statistics, mathematics or a related field

Master's degree in a relevant discipline preferred

PhD in statistics, mathematics or a quantitative field strongly preferred

Tools

Excel

SQL databases

R/Python

Job description

Inizio Partners Corp in San Francisco seeks a Credit Risk Strategy Vice President to lead credit risk, underwriting, and pricing strategies for banking and Fintech clients. You will launch and scale consumer and commercial credit programs and translate analytics into policies and business decisions.

You will build credit risk teams, work with bank partners, and align stakeholders across Credit Risk, Product, Risk Operations / Analytics to deliver programs and policy changes.