Credit Risk Oversight Lead — Data & AI

Monzo; United States; Remote; USD 110,000 - 170,000; Full time

Job summary

Monzo is seeking an experienced credit risk professional to independently oversee risk in our growing US lending portfolio. You’ll analyze data, partner with first-line teams on strategy, and lead second-line assurance with model validation collaboration.

You’ll apply strong SQL and data visualization skills, evaluate consumer and small business credit risk, and explore AI-enabled improvements to risk processes in a dynamic digital banking environment.

Qualifications

• Experience in consumer or small business credit risk management.
• Strong SQL and data visualization skills.
• Interest in using AI tools to improve risk processes.

Responsibilities

• Monitor existing lending product performance and enhance metrics.
• Partner with first line teams on credit strategy changes and new product launches.
• Lead second line assurance work and collaborate with model validation teams.

Skills

Credit risk mgmt

SQL

Data viz

AI in risk

Tools

Tableau

Power BI

Job description

Monzo is seeking an experienced credit risk professional to independently oversee risk in our growing US lending portfolio. You’ll analyze data, partner with first-line teams on strategy, and lead second-line assurance with model validation collaboration.

You’ll apply strong SQL and data visualization skills, evaluate consumer and small business credit risk, and explore AI-enabled improvements to risk processes in a dynamic digital banking environment.