Credit Risk Data Analyst: MyPay Underwriting & Forecasting

Chime; San Francisco (CA); Hybrid; USD 109,000 - 150,000; Full time

Benefits offered by this job

Hybrid work model

Health and wellbeing benefits

Generous vacation policy

Parental leave

Job summary

Chime is seeking a highly analytical and strategic Data Analyst of Credit Risk to support risk strategy for MyPay, a wage-advance product. You will own underwriting, limit assignment, and loss forecasting, balancing growth with responsible risk management.

You will lead a team of Data Analysts, design A/B tests, build dashboards, and partner with product, engineering, data science, and finance to align risk with business goals.

Qualifications

• 3+ years of credit risk, data science, or advanced analytics.
• Proficiency in SQL for data extraction and manipulation.
• Experience with A/B tests and statistical concepts.

Responsibilities

• Own underwriting, limit assignment, and loss forecasting for MyPay.
• Design, run, and analyze rigorous A/B tests to optimize risk and user experience.
• Develop dashboards and reporting to track portfolio performance and financial health.
• Mentor and grow a team of Data Analysts.

Skills

SQL

Python

A/B testing

Credit risk

Data analysis

Education

Master’s or PhD in quantitative field

Tools

Snowflake

dbt

Looker

Job description

Chime is seeking a highly analytical and strategic Data Analyst of Credit Risk to support risk strategy for MyPay, a wage-advance product. You will own underwriting, limit assignment, and loss forecasting, balancing growth with responsible risk management.

You will lead a team of Data Analysts, design A/B tests, build dashboards, and partner with product, engineering, data science, and finance to align risk with business goals.