Credit Risk & Approval Specialist

Ohio Transmission Corporation; Columbus (OH); On-site; USD 38,000 - 41,000; Full time

Job summary

Ohio Transmission Corporation is seeking a Credit Administrator to assess creditworthiness and make sound credit decisions to support timely order releases while minimizing risk. You will review applications, financials, references, and account history to establish limits and monitor daily activity in line with policy and DOA guidelines.

Success requires strong analytical skills, attention to detail, and effective communication with customers, Sales, Operations, and other internal stakeholders.

Qualifications

• Assess creditworthiness and determine risk for orders.
• Evaluate credit applications, account activity, and exposure.
• Communicate decisions to customers and internal teams.
• Review documentation for completeness and compliance.
• Analyze D&B reports to set limits and terms.
• Obtain and review customer credit references.
• Conduct periodic credit reviews for increases or changes.
• Review daily credit holds and release eligibility.
• Submit AR Credit Jira tickets within SLAs.
• Follow DOA approvals for orders exceeding thresholds.
• Manage the credit inquiry inbox and respond promptly.
• Document all credit decisions and account activity.
• Collaborate with Collections, Sales, Operations to resolve issues.

Responsibilities

• The Credit Administrator evaluates customer creditworthiness and makes sound credit decisions that support timely order release.
• Reviews credit applications, financial information, references, and account history to establish credit limits; monitors daily credit activity, holds, and requests in line with policy and DOA guidelines.
• Communicates credit decisions, requirements, and expectations to customers, Sales, and internal stakeholders, both verbally and in writing.
• Reviews credit applications and supporting documentation for completeness, accuracy, and compliance with credit requirements.
• Analyzes Dun & Bradstreet (D&B) financial and credit information to assess creditworthiness and determine appropriate credit limits and terms.
• Obtains and reviews customer credit references as part of the credit evaluation process.
• Conducts periodic credit reviews, including research of financial history and payment performance, when evaluating credit increases or changes to existing credit arrangements.
• Reviews daily credit-hold orders due to credit limits, past-due balances, or other credit concerns; determines release eligibility and communicates required action items.
• Completes AR Credit Jira ticket requests accurately and within established service-level expectations.
• Follows the Delegation of Authority (DOA) approval process and obtains required approvals for orders exceeding established thresholds.
• Manages an assigned Credit Inquiry inbox, prioritizing and responding to requests within established service-level and departmental goals.
• Maintains accurate documentation of credit decisions, customer reviews, approvals, and account activity.
• Collaborates with Collections, Sales, Operations, and other internal teams to resolve credit-related issues while maintaining appropriate risk controls.

Skills

Credit analysis

D&B familiarity

Communication

Attention to detail

Analytical thinking

Multitasking

Confidential information handling

Problem solving

Microsoft Excel

Time management

Tools

D&B

Outlook

Job description

Ohio Transmission Corporation is seeking a Credit Administrator to assess creditworthiness and make sound credit decisions to support timely order releases while minimizing risk. You will review applications, financials, references, and account history to establish limits and monitor daily activity in line with policy and DOA guidelines.

Success requires strong analytical skills, attention to detail, and effective communication with customers, Sales, Operations, and other internal stakeholders.