Credit Risk Analytics & Insights Analyst

City National Bank of Florida; Coral Gables (FL); On-site; USD 90,000 - 130,000; Full time

Benefits offered by this job

Health coverage

401(k) matching

Paid time off

Wellness resources

Job summary

City National Bank of Florida is seeking a Credit Risk Data Analyst to strengthen risk reporting, analytics, and governance. You will collaborate with Credit Risk, Finance, ERM, Compliance, and IT to deliver reliable data insights.

The role emphasizes data quality, regulatory alignment, and the development of dashboards using SQL, Python, Qlik, and BI tools. We value detail-oriented analysts who can translate complex risk signals for senior leadership.

Qualifications

• 5-7 years of experience in credit risk analysis, data analytics, or a related role within banking or financial services.
• 2-4 years experience working with loan portfolio data and credit risk concepts (PD, LGD, EAD, risk ratings, stress testing)
• Experience contributing to regulatory reporting or risk‑management frameworks in a financial‑services environment.
• Familiarity with banking regulations, credit‑risk concepts, and governance standards supporting risk oversight.
• Progress toward or completion of professional certifications such as FRM, CFA, or PRM is considered beneficial.
• Strong analytical capability with demonstrated experience applying SQL and Excel to evaluate and interpret complex risk data.

Responsibilities

• Evaluates loan portfolios to identify credit risk trends, concentrations, and emerging risk themes across products, industries, and geographies.
• Supports credit risk assessments by applying judgment to underwriting practices, portfolio performance indicators, and risk rating consistency.
• Conducts stress‑testing and scenario‑based evaluations to inform portfolio risk outcomes under varying economic conditions.
• Contributes to the development and monitoring of key credit risk metrics and early‑warning indicators.
• Develops and maintains analytical dashboards and reporting tools using SQL, Python, Qlik, or similar platforms to strengthen insight generation.
• Validates the accuracy, completeness, and consistency of data used in credit risk reporting.
• Interprets analytical findings and communicates insights to senior management and risk committees.

Skills

SQL

Excel

Data visualization

Python

R

SAS

Communication

Risk analytics

Education

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, or related field

Equivalent combination of education and/or relevant professional experience

Tools

Qlik

Power BI

Tableau

Python

R

SAS

Job description

City National Bank of Florida is seeking a Credit Risk Data Analyst to strengthen risk reporting, analytics, and governance. You will collaborate with Credit Risk, Finance, ERM, Compliance, and IT to deliver reliable data insights.

The role emphasizes data quality, regulatory alignment, and the development of dashboards using SQL, Python, Qlik, and BI tools. We value detail-oriented analysts who can translate complex risk signals for senior leadership.