Credit Risk & Analytics Leader

iBusiness Funding, LLC; United States; Presencial; USD 120.000 - 180.000; Jornada completa

Descripción de la vacante

iBusiness Funding, LLC is seeking a Credit Risk Manager to develop data-driven credit strategies that support lending growth while maintaining risk parameters. You will analyze origination, pipeline, and portfolio data to identify opportunities to improve intake, approval quality, and funding pull-through, with ongoing evaluation of risk-adjusted returns.

This role owns business intelligence reporting for pipeline and credit performance, including dashboards built in Amazon QuickSight and other

Formación

• Minimum 5 years of experience in credit risk, credit strategy, lending analytics, portfolio management, or related discipline.
• Strong knowledge of lending funnels, underwriting decisioning, portfolio credit metrics, vintage analysis, loss performance, and risk-adjusted return measurement.
• Hands-on experience developing dashboards and reports using Amazon QuickSight or comparable BI platforms; translate findings into credit action.

Responsabilidades

• Develop and refine credit strategies using application, offer, funding, and portfolio performance data to optimize growth within approved risk appetite and agreed-upon credit performance targets.
• Identify opportunities to improve application intake, approvals, offer acceptance, closing, and funded-loan pull-through by segment, channel, product, and lending partner.
• Continuously assess risk versus return, including expected credit losses, delinquency, defaults, pricing, profitability, and portfolio yield; adjust credit policy and decisioning.
• Perform cohort, vintage, funnel, segmentation, and scenario analyses to test credit strategies, quantify tradeoffs, and measure results after implementation.
• Build, update, and maintain QuickSight dashboards and other BI reporting to support pipeline oversight, credit monitoring, and executive decisions.
• Track applications, approvals, declines, offers, closings, fundings, and subsequent credit outcomes by loan size, product, channel, partner, model, and credit segment.
• Monitor credit quality trends, vintage performance, delinquency, charge-offs, loss rates, and risk indicators; propose corrective actions.
• Collaborate with Data, Analytics, and Technology teams to improve data integrity and dashboard automation.

Conocimientos

Credit risk analysis

Lending analytics

Portfolio management

Data visualization

BI dashboards

Amazon QuickSight

SQL

Python

Educación

Bachelor's degree in Finance, Economics, Statistics, Mathematics, Data Analytics, Business, or related field

Herramientas

Amazon QuickSight

SQL

Python

Descripción del empleo

iBusiness Funding, LLC is seeking a Credit Risk Manager to develop data-driven credit strategies that support lending growth while maintaining risk parameters. You will analyze origination, pipeline, and portfolio data to identify opportunities to improve intake, approval quality, and funding pull-through, with ongoing evaluation of risk-adjusted returns.

This role owns business intelligence reporting for pipeline and credit performance, including dashboards built in Amazon QuickSight and other