Credit Risk Analyst - Process Optimization & Compliance

AFL; Duncan (SC); On-site; USD 60,000 - 90,000; Full time

Benefits offered by this job

Flexible time off

401K match up to 4%

Professional development & tuition

Medical/dental/vision & life insurance

Career advancement opportunities

Job summary

AFL is seeking a Credit Analyst to review new customer applications, research credit history, and establish initial credit limits in line with policy.

The role also covers credit reviews for existing customers, documentation for overrides, and audit readiness. A background in finance with 3+ years of credit experience and ERP/Excel proficiency is required. This is an on-site position in Duncan, SC.

Qualifications

• Associate’s degree required; 3+ years in credit management, risk analysis, or financial operations.
• Knowledge of global credit risk management, audit compliance, and internal controls.
• Experience with ERP systems and credit management tools.

Responsibilities

• New Customer Setup: review applications, assess credit history, set initial limits per policy.
• Credit Review / Existing Customers: assess limit requests, review payment history, respond to updates.
• Business Unit Override: prepare override requests with proper documentation and justification.
• Audit Compliance: ensure SOX/JSOX adherence, support audits, maintain records of credit decisions.
• Process Improvements: identify automation and workflow enhancements to improve efficiency.

Skills

Analytical skills

Audit compliance knowledge (JSOX)

Communication of recommendations

Teamwork & communication

Continuous improvement mindset

Education

Associate’s degree in Finance, Accounting, Business Administration, or related field

Tools

Microsoft Excel

ERP platforms

Job description

AFL is seeking a Credit Analyst to review new customer applications, research credit history, and establish initial credit limits in line with policy.

The role also covers credit reviews for existing customers, documentation for overrides, and audit readiness. A background in finance with 3+ years of credit experience and ERP/Excel proficiency is required. This is an on-site position in Duncan, SC.