Credit Analyst

B&H Photo Video; New York (NY); On-site; USD 65,000 - 95,000; Full time

Job summary

B&H Photo Video in New York seeks a Credit Analyst to process new customer applications and adjust existing credit lines. You will review applications for fraud indicators, request missing information, and update profiles after approval.

You will collaborate with Sales, A/R, and finance to resolve inquiries, manage the department phone queue and mailbox, and generate periodic credit reports monitoring active accounts.

Qualifications

• Strong analytical and problem-solving abilities.
• Excellent written and oral communication skills.
• Excellent organizational skills and attention to detail.

Responsibilities

• Process business credit applications for credit terms accounts.
• Investigate and assess creditworthiness of applicants.
• Set up open accounts with a credit limit and enter verified information into the profile.
• Assist and communicate with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues.
• Perform periodic reviews through scoring or updated credit information on active high-activity accounts.

Skills

Analytical skills

Communication skills

Organizational skills

Job description

The Credit Analyst processes applications from new customers as well as existing ones who like to establish credit terms or adjust their current credit line. The analyst reviews the application for indications of fraud and perform necessary research to conduct background check. S/he interacts with customers in a timely manner to gather necessary information required to process the application. Up on approval, the analyst updates the customer profile, enter credit limits in to the system and informs the applicant the result of their application. In conjunction with the team, s/he manages department phone queue line, mailbox, requests from Sales, A/R etc. Additionally, the Analyst monitors customer’s accounts on an annual basis and produces reports as needed.

• Processing business credit applications for credit terms account.
• Investigating and assessing credit worthiness of applicants.
• Setting up open accounts with a credit limit and entering pertinent verified information on the account profile.
• Assisting and communicating with Sales, Marketing, A/R, financial institutions and businesses on ongoing daily issues, requests.
• Performing periodical review through scoring or requesting updated credit information on existing active accounts with high activity/volume.

Specific Knowledge, Skills and Abilities:

• Effective problem solving & analytical skills
• Excellent written and oral communication skills.
• Excellent organizational skills and attention to detail.