Credit Risk Analyst

Credendo; Belgique (MO); Hybrid; USD 62,770 - 85,596; Full time

Benefits offered by this job

Hospitalisation insurance

Pension insurance

FlexReward plan

Other fringe benefits

Job summary

Credendo in Brussels seeks a Credit Risk Analyst to assess insurance applications related to international trade, perform financial and qualitative analyses, and evaluate political and structural risks to tailor-make solutions for customers.

You will submit proposals to decision committees, manage client relations domestically and abroad, and work on diverse export transactions while contributing to product development in a multilingual, international environment.

Qualifications

• Master's degree in economics-related field with finance or international trade training.
• First professional experience in the financial or insurance sector.
• Excellent knowledge of French and professional proficiency in Dutch and English, or strong Dutch with French and English.

Responsibilities

• Assess (insurance) applications related to international trade transactions, conduct financial and qualitative analyses, appraise political and structural risks, and make recommendations on acceptability.
• Submit proposals to decision committees or decide on acceptance of risks within authority.
• Develop and manage relations with clients and/or brokers, domestically and abroad.
• Work on diverse export transactions and contribute to in-house projects and product development.

Skills

Financial analysis

International trade

Analytical mindset

Editorial skills

Education

Master's degree in economics

Job description

Your position

• As a Credit Risk Analyst, you will assess (insurance) applications related to international trade transactions, conduct financial and qualitative analyses, appraise the political and structural risks and make recommendations on the acceptability of applications in order to obtain tailor‑made solutions in line with the customer's needs and the company's values.
• You will submit proposals to decision committees or decide on the acceptance of risks within your decision‑making authority.
• You will develop and manage relations with clients and/or brokers, both domestically and abroad.
• You will have a wide field of action containing several types of export transactions (such as buyer credit, supplier credit, cash transactions and transactions involving documentary credit, forfaiting and direct financing).
• Besides your underwriting tasks, you will have the opportunity to work on a variety of in‑house projects and to provide technical input for the development of new or revised products.
• You will work in a team with more experienced colleagues who will guide you through your learning process.

Your profile

• You have a master's degree in an economics-related field, supplemented with additional training in finance or international trade if possible, or you hold a master's degree in law with additional training in economics.
• You have a first professional experience in the financial or insurance sector.
• You have excellent knowledge of French and you show oral and written proficiency in Dutch and English, allowing you to perform in an international environment, or you perfectly master Dutch with professional proficiency in French and English.
• You combine a strong analytical mindset with a sense of synthesis and good editorial skills.
• You are well organised, accurate and able to cope with tight deadlines.
• You like working autonomously but you also show team spirit.
• You have a broad interest in international trade, politics, commodity markets and emerging economies.

We offer

• An interesting permanent position in a stable, multilingual and international environment.
• Learning opportunities to continue to develop your skills and expertise.
• A salary depending on your profile and experience, supplemented by a hospitalisation and ambulatory care insurance, pension insurance, FlexReward plan and other fringe benefits.
• A hybrid working arrangement (three days of teleworking) that offers flexibility and a good work‑life balance.
• A role in a company where the following values are key: respect, customer intimacy and reliability.

Job location: Brussels, Belgium. Contract type: Permanent; Work regime: Full Time.