Risk analyst (JP054158)

TiTANS Consulting; Town of Belgium (WI); On-site; USD 70,000 - 90,000; Full time

Job summary

TiTANS Consulting is seeking a full-time Risk Analyst based in the Town of Belgium, Wisconsin. The successful candidate will drive IFRS 9 credit risk management by ensuring accurate ECL calculations, robust models, and regulatory compliance. Responsibilities include preparing internal and external reports and collaborating with various departments.

Fluency in English is essential, while proficiency in Dutch or French will be considered a significant asset.

Qualifications

• Fluency in English is essential.
• Proficiency in Dutch or French is highly valued.
• Experience in credit risk management and IFRS 9 is preferred.

Responsibilities

• Calculate and monitor Expected Credit Losses (ECL) across portfolios.
• Manage IFRS 9 staging and monitor DPD.
• Develop, monitor, and validate risk parameters.
• Ensure data quality and perform checks.
• Analyse provisioning movements and report to management.

Skills

Fluency in English

Proficiency in Dutch

Proficiency in French

ECL calculations

Risk management

Job description

As a full-time Risk Analyst, you will be responsible to:

• Drive IFRS 9 credit risk management by delivering accurate ECL calculations, robust models, and high-quality data to ensure reliable provisioning and regulatory compliance.
• Provide actionable insights to management through in-depth analysis of risk drivers, portfolio evolution, and cross-functional coordination, supporting strategic decision-making.

Fluency in English is essential, and proficiency in Dutch or French is highly valued.

Key Responsibilities:

• Calculate and monitor Expected Credit Losses (ECL) across portfolios (loss allowances, cost of risk, etc.).
• Manage IFRS 9 staging, including DPD monitoring and analysis of stage migrations.
• Develop, monitor and validate risk parameters (PD, LGD, EAD): model development, calibration, backtesting and periodic validation.
• Monitor and validate scorecards.
• Prepare and validate IFRS 9 data: ensure data quality, perform data checks, and organize data delivery to reporting tools.
• Analyse and explain provisioning movements: assess drivers of loss allowance variations (volume, portfolio mix, parameter changes); explain movements (stage migrations, write-offs, recoveries); communicate impacts to management.
• Prepare internal and external reporting.
• Ensure governance and coordination with Controlling and Accounting; manage methodological changes and obtain required approvals (e.g. models, parameters).
• Maintain IFRS 9 documentation and ensure regulatory compliance.
• Maintain strong cross-functional coordination with relevant departments (Collections, Litigation, etc.) to identify and analyse the root causes of staging movements, write-offs, and other credit risk developments.
• Contribute to and oversee risk and compliance initiatives within the organization.