Credit Reporting Systems Analyst

Jobtailor; California (MO); On-site; USD 65,000 - 90,000; Full time

Job summary

Jobtailor in the United States is seeking a diligent analyst/PM to support end-to-end credit reporting projects, translate requirements, and ensure solutions meet business needs.

You will collaborate with technical teams, design test cases, manage milestones, and help ensure Metro 2 and Fair Credit Reporting Act compliance while leveraging Microsoft Office tools.

Qualifications

• Bachelor's degree preferred in business-related disciplines.
• 0–3 years in project management, systems analysis, or credit reporting.
• Working knowledge of loan products, credit union services, FCRA and Metro 2 compliance.
• Proficiency with Microsoft Office.
• Strong analytical and communication skills.

Responsibilities

• Supports end-to-end enhancements as a subject matter expert.
• Assists with test design, effort estimation, and UAT.
• Gathers requirements through interviews and formulates process improvements.
• Translates requirements to functional specs and ensures solutions meet business needs.
• Creates and maintains system workflow procedures.
• Analyzes data sources for Metro 2 compliant credit reporting.
• Liaises between users and technical staff to define requirements.
• Manages hand-off of credit reporting projects and sets goals.
• Monitors milestones, allocates resources, and tracks project progress.
• Provides feedback to management via reports on trends.
• Acts as a system expert for FCRA and Metro 2 systems.
• Works within team and impacts own processes.

Skills

Project management

Systems analysis

Business analysis

Financial analysis

Credit reporting

FCRA & Metro 2

Stakeholder communication

Independent work

Education

Bachelor's degree in business-related disciplines

Tools

Microsoft Office

Job description

Responsibilities

• Supports the implementation and/or integration of enhancements as a subject matter expert of the end‑to‑end process.
• Assists with the design of test cases, testing effort estimation, test management and execution of user acceptance testing.
• Facilitates requirements elicitation by conducting customer interviews to gather information, business and technical requirements, and formulate process improvement recommendations.
• Translates business requirements to functional specifications and ensures that the developed technical and process solutions satisfy the business needs.
• Creates and maintains system workflow procedures detailing outlined instructions for accurate and compliant processes.
• Analyzes and reconciles various data sources and systems to create and maintain normalization and processing of Metro 2 compliant credit reporting.
• Acts as a liaison between users and technical staff to identify business processes, systems and product requirements.
• Facilitates hand‑off of credit reporting related projects to other groups, including effectively managing expectations and setting project goals.
• Creates and monitors project milestones and deadlines, manages resources in accordance with the project schedule and understands the components of running a financially successful project.
• Provides continuous feedback to management in the development of credit reporting‑related technical reports by collecting, analyzing and summarizing information and trends.
• Acts as a system expert for Fair Credit Reporting Act and Metro 2 related systems and analysis.
• Works within the team and has a direct impact on themselves and their direct processes.

Requirements

• Bachelor's degree in business related disciplines preferred.
• 0‑3 years of experience in project management, systems implementation, systems analysis, business analysis, financial analysis, or work with credit reporting, including Fair Credit Reporting Act and Metro 2 Guidelines, or a combination of relevant certifications and work experience.
• Must have working knowledge of loan products, credit union services, Fair Credit Reporting Act and Metro 2 compliance.
• Must have a thorough working knowledge of the Microsoft suite of office products.
• Must have an analytical approach to problem resolution and familiarity with IT standard concepts, practices, and procedures.
• Must possess a background in LFCU’s core system (Symitar Episys) and other Credit Union technologies.
• Demonstrated ability to work independently, as well as collaboratively to build positive, productive relationships with other Credit Union team members.
• Excellent oral & written communication skills and the ability to interact with all levels of employees including management.
• Demonstrated project management skills.
• Experience with Experian’s DataArc 360 platform preferred.