Credit Reporting Compliance Lead - FCRA & ChexSystems

Citizens Bank; Johnston (RI); Presencial; USD 97.000 - 100.000; Jornada completa

Descripción de la vacante

Citizens Bank is seeking a Credit Reporting Compliance Manager to oversee consumer reporting activities across CRAs, ChexSystems, and EWS, ensuring FCRA compliance and data integrity. You will partner with Operations, Technology, Risk, Compliance, Legal, and Audit to manage issues and remediation while promoting regulatory excellence.

Lead governance routines, monitor reporting performance, and prepare executive risk reporting.

Formación

• 5-7+ years of experience in Credit Bureau Reporting or related field.
• Strong understanding of FCRA requirements and credits reporting regulations.
• Experience with multiple servicing platforms (e.g., ALS, MSP, TSYS).
• Ability to lead cross-functional governance and remediation efforts.

Responsabilidades

• Serve as SME for FCRA, Metro 2, CRRG, ChexSystems and EWS requirements.
• Oversee consumer reporting across Citizens platforms and partners.
• Monitor data quality and regulatory compliance.
• Manage issues, remediation, and executive reporting.
• Lead customer impact assessments and root-cause analyses.
• Drive governance and monitoring for Specialty CRA reporting.

Conocimientos

FCRA Compliance

Credit Bureau Reporting

Regulatory Compliance

Data Analysis

Stakeholder Management

Leadership

Problem Solving

Excel

Educación

Bachelor's Degree in Business/Finance/Compliance/Risk

Herramientas

Fiserv

ALS

MSP

TSYS

Debt Manager

ChexSystems

EWS

Descripción del empleo

Citizens Bank is seeking a Credit Reporting Compliance Manager to oversee consumer reporting activities across CRAs, ChexSystems, and EWS, ensuring FCRA compliance and data integrity. You will partner with Operations, Technology, Risk, Compliance, Legal, and Audit to manage issues and remediation while promoting regulatory excellence.

Lead governance routines, monitor reporting performance, and prepare executive risk reporting.