Credit Policy & Collections Leader

CNB Bank; Falling Waters (WV); Presencial; USD 90.000 - 140.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

20 days Paid Time Off (PTO)

Medical, dental, and vision insurance

401(k) plan with employer match

Life insurance, AD&D, and long-term‑di

Paid national holidays

Descripción de la vacante

CNB Bank in Spring Mills, WV, seeks a Credit Officer to lead Credit Administration and Collections, shaping policies and ensuring compliance with banking regulations. The role oversees underwriting review, collections, and distressed assets, reporting to EVP/CFO.

You will direct personnel, coordinate policy revisions, and liaise with regulators while driving prudent growth and risk management for the bank.

Formación

• Bachelor’s degree in Accounting, Economics, Finance, Statistics, Mathematics or similar industry required.
• Strong leadership skills and ability to guide teams.
• Strong communication and presentation skills.
• Proficient in database and accounting computer application systems.

Responsabilidades

• Oversee the review and interpretation of new and pending laws and regulations that potentially affect the Bank’s credit practices.
• Oversee and develop the personnel located within the Bank’s Credit Administration and Collection departments.
• Coordinate the development or revision of policies, procedures, and underwriting to ensure compliance with the regulatory process.
• Review credit presentations to ensure the adequacy of underwriting and that credits meet sound underwriting standards.
• Manage troubled and non-performing assets.
• Provide advice and guidance to the Bank’s lending management and consult with senior lending department managers on risk.
• Act as the principal liaison between the company and regulatory agencies to ensure compliance with banking legislation.
• Approve subordinate personnel collection activities regarding workouts of loan payments on delinquent accounts.
• Direct collection of delinquent accounts and ensure proper documentation and data entry.
• Work with other departments regarding litigation and foreclosure activities.
• Oversee foreclosed properties for proper management, inspections, and tax/insurance payments.
• Oversee analysis of properties and markets to determine disposition strategies and charge-offs in line with policies and regulations.
• Review allowance for loan and lease loss and make provision recommendations.
• Develop, implement, and monitor service standards and operational efficiencies.
• Maintain a tracking system for documented exceptions.
• Embrace CNB Bank’s Core Values at all times.

Conocimientos

Leadership skills

Credit policies knowledge

Communication skills

Attention to detail

Analytical thinking

Educación

Bachelor’s degree in Accounting

Descripción del empleo

CNB Bank in Spring Mills, WV, seeks a Credit Officer to lead Credit Administration and Collections, shaping policies and ensuring compliance with banking regulations. The role oversees underwriting review, collections, and distressed assets, reporting to EVP/CFO.

You will direct personnel, coordinate policy revisions, and liaise with regulators while driving prudent growth and risk management for the bank.