Credit Officer

CESNA GROUP INC; New York (NY); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a dedicated Credit Officer to enhance its investment banking division. This role is pivotal in evaluating credit applications, ensuring financial soundness, and supporting the bank's sustainable growth. You will analyze financial statements, perform market research, and assist in developing credit policies that align with regulatory standards. If you have a strong background in finance and a passion for fostering sound credit practices, this opportunity is perfect for you. Join a dynamic team and contribute to the bank's success while advancing your career in a supportive environment.

Qualifications

• 3+ years as Credit Officer or 7 years in Banking industry.
• Relevant certificates like CFA or AICPA preferred.

Responsibilities

• Analyze credit applications and financial statements for approval.
• Submit loan proposals to the credit committee.
• Conduct periodic reviews of existing loans.

Skills

Credit Analysis

Financial Statement Analysis

Market Research

Policy Development

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Education

Bachelor's degree in finance

Bachelor's degree in accounting

Bachelor's degree in business administration

Tools

Microsoft Excel

Microsoft Word

Microsoft PowerPoint

Job description

Seeking an experienced and dedicated Credit Officer for investment banking area such as Project Finance, Leveraged Buyout deal, etc. The successful candidate will play a key role as below responsibilities which are mainly related to the approval of credit application to support sustainable growth of the Bank and management of asset soundness of the Bank

Job Description

• Check all the relevant credit information of each credit application submitted by front office and thoroughly analyze the financial statements and other supporting data to ensure credit worthiness of each application
• Submit the loan proposal to the appropriate credit committee for approval
• Perform financial market research and report to the Chief Credit Officer
• Assist the Chief Credit Officer in developing and implementing credit policies and procedures that align
• with regulatory requirements and the company's business objectives.
• Conduct periodic review of existing loans to provide early warnings of loan problems

Qualifications

• Bachelor's degree in finance, accounting, business administration, or a related field.
• At least 3 years of experience as Credit Officer or 7 years of experience in Banking industry
• Proficient in Microsoft Excel, Word, Power Point
• Relevant professional certificates such as CFA or AICPA preferred

What's On Offer

Apply online or feel free to contact us directly for more information about the opportunity. Due to the high volume of applicant, we regret to inform that only shortlisted candidates will be notified. Thank you for your understanding.