Credit Manager: Risk Scoring & Lending Strategy

QA Test Company 2; Cleveland (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

QA Test Company 2 is seeking a Credit Manager to oversee the lending process, evaluating client creditworthiness and approving or rejecting loan requests. The role emphasizes developing credit scoring models, setting terms, and ensuring regulatory compliance.

Applicants should hold a degree in Accounting or Finance with banking experience a plus, and have hands-on experience with accounting software and Excel for financial analysis.

Qualifications

• Minimum of proven experience as Credit Manager or Credit Analyst.
• Experience with accounting software and financial spreadsheets.
• Degree in Accounting or Finance required; banking knowledge a plus.

Responsibilities

• Research and evaluate clients’ creditworthiness.
• Create credit scoring models to predict risks.
• Approve or reject loan requests based on credibility and potential revenues and losses.
• Calculate and set interest rates.
• Negotiate loan terms with clients.
• Ensure lending procedures comply with regulations.
• Develop and update credit policies.
• Monitor repayments and manage debt settlements.

Skills

Credit management

Credit analysis

Analytical skills

Education

BSc in Accounting/Finance

Tools

Accounting software

Excel

Job description

QA Test Company 2 is seeking a Credit Manager to oversee the lending process, evaluating client creditworthiness and approving or rejecting loan requests. The role emphasizes developing credit scoring models, setting terms, and ensuring regulatory compliance.

Applicants should hold a degree in Accounting or Finance with banking experience a plus, and have hands-on experience with accounting software and Excel for financial analysis.