Test Opening 02/25/24

QA Test Company 2; Cleveland (OH); On-site; USD 65,000 - 90,000; Full time

Job summary

QA Test Company 2 is seeking a Credit Manager to oversee the lending process, evaluating client creditworthiness and approving or rejecting loan requests. The role emphasizes developing credit scoring models, setting terms, and ensuring regulatory compliance.

Applicants should hold a degree in Accounting or Finance with banking experience a plus, and have hands-on experience with accounting software and Excel for financial analysis.

Qualifications

• Minimum of proven experience as Credit Manager or Credit Analyst.
• Experience with accounting software and financial spreadsheets.
• Degree in Accounting or Finance required; banking knowledge a plus.

Responsibilities

• Research and evaluate clients’ creditworthiness.
• Create credit scoring models to predict risks.
• Approve or reject loan requests based on credibility and potential revenues and losses.
• Calculate and set interest rates.
• Negotiate loan terms with clients.
• Ensure lending procedures comply with regulations.
• Develop and update credit policies.
• Monitor repayments and manage debt settlements.

Skills

Credit management

Credit analysis

Analytical skills

Education

BSc in Accounting/Finance

Tools

Accounting software

Excel

Job description

Credit Manager responsibilities include:

• Researching and evaluating clients’ creditworthiness
• Creating credit scoring models to predict risks
• Approving or rejecting loan requests, based on credibility and potential revenues and losses

Job brief

We are looking for a Credit Manager to oversee our company’s lending process, from evaluating clients’ creditworthiness to approving or rejecting loan requests.

Credit Manager responsibilities include creating credit scoring models, setting loan terms and determining interest rates. To be successful in this role, you should have a degree in Accounting or Finance along with experience processing loan applications. Previous banking experience is a plus.

Ultimately, you will help us minimize bad debts and increase revenues from loans.

Responsibilities

• Research and evaluate clients’ creditworthiness
• Create credit scoring models to predict risks
• Approve or reject loan requests, based on credibility and potential revenues and losses
• Calculate and set interest rates
• Negotiate loan terms with clients
• Monitor paymentsMaintain records of loan applications
• Follow up with clients to manage debt settlements and loan renewals
• Ensure all lending procedures comply with regulations
• Develop, review and update our company’s credit policies

Requirements and skills

• Proven work experience as a Credit Manager, Credit Analyst or similar role
• Hands-on experience with accounting software
• Solid understanding of lending procedures
• Excellent analytical skills, with the ability to create and process financial spreadsheets (e.g. in Excel)
• BSc in Accounting, Economics, Banking and Finance or relevant field

QA Test Company 2 is an Equal Opportunity / Aff...

All qualified applicants will receive consideration for employment without regard to disability, race, color, veteran status, religion, sex, or national origin.

If you are a U.S. applicant with a disability who is unable to use our online tools to search and apply for jobs, please contact us at216-555-4444. Please indicate the specifics of the assistance needed. This option is reserved only for individuals with disabilities that are unable to use the online tools and is not intended for other purposes.