Credit Manager: Cash Flow & Collections Lead

Standard Electric Company; Saginaw (MI); On-site; USD 70,000 - 110,000; Full time

Job summary

Standard Electric Company in Saginaw, MI is seeking an experienced Credit Manager to oversee credit and collections, supporting cash flow and business performance. This role partners with customers and internal teams to mitigate risk and optimize receivables in a dynamic, service-minded environment.

Ideal candidates bring a finance background, 3+ years in credit/AR, strong analytics, and excellent communication. The position is full-time, with comprehensive benefits and a collaborative culture.

Qualifications

• Bachelor's degree in finance, accounting, business administration, or related field.
• 3+ years of credit, collections, or accounts receivable experience.
• Strong analytical and problem-solving skills.
• Excellent communication, negotiation, and customer service abilities.
• Proficiency with Microsoft Office and financial systems.
• Construction lien experience is a plus, but not required.
• Ability to work independently while collaborating with a team.

Responsibilities

• Evaluate the creditworthiness of new and existing customers.
• Analyze financial statements, credit reports, and payment histories.
• Monitor customer accounts and identify potential credit risks.
• Lead collection efforts and negotiate payment arrangements when necessary.
• Support and guide credit team members on complex accounts and collection matters.
• Maintain positive customer relationships while ensuring timely payment of invoices.
• Prepare reports and provide insights on account status, collections performance, and credit exposure.
• Help manage incoming Accounts Receivable communications and direct requests appropriately.
• Ensure compliance with company policies and applicable regulations.

Skills

Analytical skills

Negotiation

Communication

Customer service

Microsoft Office

Education

Bachelor's degree in Finance/Accounting/Business Administration or related field

Tools

Microsoft Office

Financial systems

Job description

Standard Electric Company in Saginaw, MI is seeking an experienced Credit Manager to oversee credit and collections, supporting cash flow and business performance. This role partners with customers and internal teams to mitigate risk and optimize receivables in a dynamic, service-minded environment.

Ideal candidates bring a finance background, 3+ years in credit/AR, strong analytics, and excellent communication. The position is full-time, with comprehensive benefits and a collaborative culture.