Credit Manager

Mike Hudson Dist; New York (NY); On-site; USD 90,000 - 125,000; Full time

Job summary

Mike Hudson Dist is seeking an Accounts Receivable Credit Manager in New York to manage customer credit risk and optimize cash flow. The role collaborates with Sales, Customer Service, Finance and senior leadership to balance revenue growth with prudent credit management.

You will oversee a portfolio valued between $10M and $50M, drive collections, mitigate risk, and improve working capital. Strong ERP and Excel skills are required, with a Bachelor’s degree preferred.

Qualifications

• Bachelor's degree preferred with a concentration in accounting and analysis or comparable work experience.
• Experience in an accounting role with receivable responsibilities.
• Ability to utilize various ERP systems daily.
• Must possess proficient Excel skills.

Responsibilities

• Monitor aging reports and receivables metrics.
• Identify areas of credit risk and establish collection strategies.
• Lead collection efforts on past-due accounts and resolve disputes.
• Coordinate escalation for delinquent accounts.
• Reduce DSO and improve working capital.
• Partner with Sales/CS to resolve billing and deduction issues.
• Negotiate payment plans and settlements when appropriate.
• Maintain strong customer relationships while enforcing credit policies.
• Fulfill ad-hoc customer requests and payment requests.
• Investigate and resolve payment discrepancies with stakeholders.
• Assist with special projects and provide weekly reporting.

Skills

Credit risk management

Cash flow optimization

Excel proficiency

Multitask & deadline driven

Education

Bachelor's degree in accounting or related

Tools

ERP systems

Job description

Position Summary: The Accounts Receivable Credit Manager is responsible for managing customer credit risk, optimizing cash flow, minimizing bad debt exposure, and ensuring timely collection of outstanding receivables. This role partners closely with Sales, Customer Service, Finance, and senior leadership to balance revenue growth with prudent credit management practices.

What you'll do: Under the direction of the Team Lead, the Accounts Receivable Credit Manager is responsible for a customer portfolio ranging from $10.0 - $50.0 million. Key tasks include:

• Monitor aging reports and key receivables metrics.
• Identify areas of credit risk within the portfolio and establish collections strategies that mitigate those risks
• Lead collection efforts on past-due accounts and resolve payment disputes.
• Coordinate escalation procedures for delinquent accounts.
• Reduce Days Sales Outstanding (DSO) and improve overall working capital performance.

• Partner with Sales and Customer Service to resolve billing, shipment, pricing, and deduction issues.
• Negotiate payment plans and settlements when appropriate.
• Maintain strong customer relationships while enforcing company credit policies.
• Fulfill ad-hoc customer requests
• Process ad-hoc customer payment requests
• Investigate and resolve payment discrepancies, including payment declines, with key stakeholders including external customers, sales, credit and cash application teams.

• Assist with special projects and other job-related duties as required.
• Provide weekly reporting to the Team Lead and senior management as needed.

About you:

• Bachelor's degree preferred with a concentration in accounting and analysis or comparable work experience.
• Professional, Courteous and clear with internal and external customers.
• Experience in an accounting role with receivable responsibilities.
• Ability to utilize various ERP systems daily.
• Must possess proficient excel skills.
• Strong analytical skills with an understanding of business processes.
• Strong organizational skills and attention to detail.
• Ability to multitask and be flexible.
• Ability to meet deadlines, prioritize and manage workload.
• Ability to troubleshoot issues and resolve.