Credit Manager

Stowers Machinery Corporation; Knoxville (TN); Sur place; USD 90 000 - 120 000; Plein temps

Résumé du poste

Stowers Machinery Corporation in Knoxville, TN is seeking a Credit Manager to oversee credit and collections, evaluate creditworthiness, manage receivables, and lead a finance team to meet financial targets.

Applicants should have extensive experience in manufacturing/industrial sectors, strong analytical and negotiation skills, proficiency with ERP and reporting tools, and the ability to implement robust credit policies. Office-based role with potential travel for customer visits.

Qualifications

• Bachelor's degree in Accounting, Finance, Business Administration or related field.
• Credit experience: 10+ years with leadership in credit/collections.
• Proficiency with ERP systems and financial reporting tools.
• Strong communication and negotiation skills.

Responsabilités

• Manage day-to-day activities of finance department including credit management, A/R collections and cash application.
• Develop and implement credit policies and procedures.
• Evaluate customer credit applications and set appropriate credit limits.
• Monitor accounts receivable aging and oversee collection efforts.
• Collaborate with sales, legal, and finance teams to resolve disputes.
• Prepare and present credit risk reports to senior leadership.
• Ensure compliance with internal controls and regulatory requirements.
• Manage online portal processes for various customers.
• Participate in pre-meeting and in-meeting discussions weekly, monthly, and quarterly.
• Assist training and development of new technology and software in the department.

Connaissances

Credit management

Financial analysis

Collections strategies

Leadership

ERP systems

Financial reporting

Communication

Risk assessment

Formation

Bachelor's degree in Accounting, Finance, Business Administration or related field

NACM/CCE credit certification (plus)

Outils

ERP systems

Financial reporting tools

Description du poste

The Credit Manager oversees the company’s credit and collections operations, ensuring sound credit practices, minimizing financial risk, and maintaining strong customer relationships. This role is responsible for evaluating creditworthiness, managing receivables, and leading a team to achieve financial performance goals.

Knowledge and Skill Requirements:

• In-depth understanding of credit management, financial analysis, and collections strategies
• Strong leadership, negotiation, and decision-making skills
• Proficiency in ERP systems and financial reporting tools
• Excellent communication and interpersonal abilities
• Ability to interpret financial data and assess risk

Preferred Qualification(s):

• 10+ years of experience in credit and collections, with at least 2 years in a leadership role
• Experience managing large customer portfolios and high-volume receivables
• Familiarity with lien laws, credit insurance, and dispute resolution

Education Requirements:

Bachelor’s degree or equivalent. Preferred to be in Accounting, Finance, Business Administration, or related field. Credit certification (e.g., NACM, CCE) is a plus

Essential Job Functions:

• Manage the day-to-day activities of finance department, including but not limited to existing and new account credit management, Accounts Receivable collection and Cash Application.
• Develop and implement credit policies and procedures
• Evaluate customer credit applications and set appropriate credit limits
• Monitor accounts receivable aging and oversee collection efforts
• Collaborate with sales, legal, and finance teams to resolve disputes
• Prepare and present credit risk reports to senior leadership
• Ensure compliance with internal controls and regulatory requirements
• Manages the online portal processes for a variety of customers
• Actively participate in pre-meeting preparation and in-meeting discussion at weekly, monthly, and quarterly meetings
• Assist in training and development of new technology and software within the department

Leadership Responsibilities:

• Manage and mentor the credit and collections team
• Set performance goals and conduct regular reviews
• Drive continuous improvement in credit operations and customer service
• Represent the department in cross-functional initiatives and strategic planning

Preferred Experience and Skills:

• Industry experience in manufacturing, industrial services, or heavy equipment
• Advanced Excel skills and experience with financial modeling
• Strong analytical mindset and ability to manage complex accounts

Physical and Mental Requirements:

• Ability to sit and work at a computer for extended periods
• Clear verbal and written communication
• High level of focus and mental agility for decision-making and problem-solving
• Office-based role with standard business hours
• Collaborative team environment with cross-departmental interaction
• Occasional travel for customer visits or industry events may be required