Credit & Lending Analyst Program — Build Risk‑Aware Deal Structures

BNY; New York (NY); On-site; USD 52,000 - 95,000; Full time

Job summary

BNY’s Credit and Lending Practice offers a 24‑month Analyst Program focused on credit analysis, underwriting, portfolio monitoring, and transaction support. Analysts gain hands‑on exposure through strategic projects, reporting, and documentation while learning lending fundamentals and risk management in a fast‑paced environment.

New joiners participate in structured induction, mentorship, and cross‑practice exposure, building core skills to navigate early careers within BNY’s global franchise.

Qualifications

• Ability to analyze financial statements and ratios to assess credit quality.
• Ability to evaluate risk indicators and industry trends for borrower assessments.
• Strong analytical thinking and structured problem solving in a fast-paced environment.
• Understanding of underwriting fundamentals and deal structuring considerations.
• Awareness of regulatory frameworks and risk management in lending.

Responsibilities

• Analyze company financials, industry trends, and key risk indicators to support borrower and transaction assessments.
• Assist with credit materials, portfolio reviews, and reporting that help teams evaluate opportunities and monitor exposures.
• Learn how deal structures are built and how lending decisions balance growth, risk, and client needs.
• Partner with experienced professionals to understand how disciplined underwriting supports resilient client relationships.

Skills

Financial analysis

Credit risk

Analytical judgment

Underwriting

Regulatory risk

Job description

BNY’s Credit and Lending Practice offers a 24‑month Analyst Program focused on credit analysis, underwriting, portfolio monitoring, and transaction support. Analysts gain hands‑on exposure through strategic projects, reporting, and documentation while learning lending fundamentals and risk management in a fast‑paced environment.

New joiners participate in structured induction, mentorship, and cross‑practice exposure, building core skills to navigate early careers within BNY’s global franchise.