Credit Lead

National Fuel Gas Company; Town of Tonawanda (NY); On-site; USD 70,000 - 100,000; Full time

Benefits offered by this job

Medical coverage

Paid company holidays

401(k) with company match

Tuition reimbursement

Paid time off

Job summary

National Fuel seeks a Credit Lead in Williamsville, NY to lead AR analyses, bad debt forecasting, and credit risk reviews. You will supervise the Credit team, ensure tariff compliance, and partner with Finance on budgets and acquisitions.

The role requires 5–7+ years in credit, a Finance/Accounting degree, and strong analytical, communication, and cross-functional collaboration skills; proficiency in Excel and PowerPoint is essential.

Qualifications

• Bachelor’s degree in Finance, Accounting, or related field.
• 5–7+ years of professional credit experience.
• Strong analytical and problem-solving skills.
• Excellent interpersonal, written and verbal communication skills.
• Proficiency in PowerPoint and Excel.

Responsibilities

• Perform monthly analyses and control testing of AR balances and prepare reports.
• Forecast bad debt expense based on history and trends.
• Analyze Credit Risk Assessment system and generate quarterly updates.
• Oversee Credit team ensuring compliance with tariffs and guidelines.
• Evaluate vendor creditworthiness and prepare management reports.
• Assist annual budget process.
• Develop procedures for new credit workstreams with acquisitions.
• Collaborate with Finance to enhance processes and efficiencies.

Skills

Analytical skills

Cross-functional teamwork

Communication

Prioritization

Education

Bachelor's degree in Finance/Accounting

Tools

PowerPoint

Excel

PeopleSoft Financials

SAP

Job description

National Fuel is seeking a Credit Lead for an outstanding career opportunity in our Finance department at our Headquarters located in Williamsville, NY. National Fuel is proud to have an inclusive workplace where hard work is rewarded and promotion from within is supported. We offer exciting career opportunities for talented and ambitious job seekers and encourage you to apply today.

PRIMARY RESPONSIBILITIES:

• Perform monthly analyses and control testing of the Company's Utility Accounts Receivable balances, including payments, collections, and other correlated trends; prepare monthly AR and analyses report for distribution
• Perform monthly analyses of Company’s bad debt reserve to ensure continued adequacy; forecast bad debt expense based on experienced history and current trends i
• Perform quarterly analyses of Credit Risk Assessment system to confirm adequate security amounts and verify creditworthiness of issuing financial entities; generate quarterly Credit update report for management
• Oversee Credit team for analyses accuracy, regulatory and tariffs compliance, and credit guidelines and protocol adherence, with goal of protecting the quality and sufficiency of credit securities, both incoming and on file
• Evaluate vendor creditworthiness by analyzing relevant financial data and preparing reports for management
• Obtain and monitor security to ensure credit securities are properly documented, updated, stored, and prepare analyses, as needed;
• Manage monthly marketer credit reviews and expiring credit reviews to ensure compliance with tariffs and Company’s policies and procedures
• Assist in Company’s annual budget process
• Assist in developing procedures for incoming credit workstreams for Company’s recent utility and storage acquisitions
• Collaborate with Finance Management to develop enhancements to existing processes with a focus on improvement and creating efficiencies

MINIMUM QUALIFICATIONS:

• Bachelor’s degree in Finance, Accounting or related Business field
• Minimum of 5-7+ years of professional credit experience
• Ability to prioritize, multi-task, and complete departmental tasks in a timely manner
• Possess strong analytical and problem-solving skills
• Motivated to work effectively and collaboratively in cross functional teams
• Excellent interpersonal, written and verbal communication skills, with a focus on attention to detail and accuracy
• Knowledge of PowerPoint and Excel

PREFERRED QUALIFICATIONS:

• Knowledge of PeopleSoft Financials and SAP.

ABOUT NATIONAL FUEL:

National Fuel is a diversified energy company headquartered near Buffalo, NY. Our employees continue to be the most important part of our Company and have made us who we are today. We are dedicated to the communities in which we live, work, and have 2,000+ employees in Western NY and Northwest PA. National Fuel is proud to have an inclusive workplace where diversity is valued, hard work is rewarded and promotion from within is supported. We offer exciting career opportunities for talented and ambitious job seekers and encourage you to apply today.

COMPENSATION AND BENEFITS:

The base salary range for this position is $70,000 - $100,000

This job posting contains a pay range, which represents the range of pay that National Fuel believes, in good faith, at the time of this posting that it might be willing to pay for the posted job.The specific base pay offered to a successful applicant will be based primarily on relevant professional experience.Other components that may be considered include: individual qualifications, licensures, industry specific experience, education and market demands for specialized skills. The pay range is subject to change at any time based on various internal and external factors. Exempt positions will also be eligible for an Annual Cash Bonus Plan.

National Fuel offers a comprehensive benefits package including the following:

• Medical and Prescription Drug Coverage
• Paid Company Holidays
• Parental Leave for Mothers and Fathers
• Vision Coverage
• Tuition Reimbursement
• 401(k) with Company Match
• Life Insurance
• Company Funded Retirement Savings Account
• Long Term Disability Insurance
• Flexible Work Schedule
• Flexible Spending Account
• Paid Time Off
• Charitable Giving Programs