Credit Development Analyst

Ingram Micro; Buffalo (NY); Hybrid; USD 50,000 - 79,000; Full time

Benefits offered by this job

Healthcare benefits

Paid time off

Parental leave

401(k) with company match

Disability coverage

Life insurance

Wellbeing benefits

Job summary

Ingram Micro is seeking a Credit Risk professional to analyze customer financials, assess risk, and determine credit limits and terms. You will manage a diverse portfolio, collaborate with Sales to enable growth while controlling risk, and resolve billing and credit-related issues.

The role requires evaluating financial information, strong analytical skills, and proficiency in Excel and business systems; hybrid work options are available across the U.S.

Qualifications

• Assocaite degree or higher with 5+ years in credit/finance/risk-related field
• High school diploma with 8+ years in relevant experience including 4+ years in credit
• Experience evaluating financial information and making credit decisions
• Strong analytical, problem-solving, and communication skills
• Proficiency with Microsoft Excel and business systems
• Ability to manage multiple priorities in a fast-paced environment

Responsibilities

• Analyze customer financial information, credit reports, and payment history
• Evaluate and recommend credit limits and terms
• Manage a portfolio of customer accounts and monitor risk exposure
• Partner with Sales to support growth while minimizing risk
• Resolve account, billing, and credit-related issues
• Review portfolio performance and recommend process improvements
• Maintain compliance with company policies and controls
• Build strong relationships with customers and internal stakeholders

Skills

Credit analysis

Financial analysis

Risk management

Excel

Analytical skills

Communication skills

Education

Associate degree

Bachelor's degree (preferred)

Tools

ERP

CRM

Credit management systems

Job description

Accelerate your career. Join the organization that's driving the world's technology and shape the future. Ingram Micro is a leading technology company for the global information technology ecosystem. With the ability to reach nearly 90% of the global population, we play a vital role in the worldwide IT sales channel, bringing products and services from technology manufacturers and cloud providers to business-to-business technology experts. Our market reach, diverse solutions and services portfolio, and digital platform Ingram Micro Xvantage set us apart. Learn more at www.ingrammicro.com. Come join our team where you’ll make technology happen in surprising ways. Let’s shape tomorrow - it’ll be a fun journey! At Ingram Micro, you'll help drive business growth by evaluating credit risk, supporting customer success, and partnering with sales teams to make informed financial decisions.

What You'll Do

• Analyze customer financial information, credit reports, and payment history
• Evaluate and recommend credit limits and terms
• Manage a portfolio of customer accounts and monitor risk exposure
• Partner with Sales to support growth while minimizing risk
• Resolve account, billing, and credit-related issues
• Review portfolio performance and recommend process improvements
• Maintain compliance with company policies and controls
• Build strong relationships with customers and internal stakeholders

Required Qualifications

• Associate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field; OR
• High school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk management
• Experience evaluating financial information and making credit decisions
• Strong analytical, problem-solving, and communication skills
• Proficiency with Microsoft Excel and business systems
• Ability to manage multiple priorities in a fast-paced environment

Preferred Qualifications

• Bachelor's degree in Finance, Accounting, Business, Economics, or a related field
• Experience with commercial credit, lending, underwriting, or financial analysis
• Knowledge of accounts receivable and collections processes
• Experience in a B2B, financial services, distribution, or technology environment
• Experience with ERP, CRM, or credit management systems
• Process improvement and data analysis experience

Why Join Us?

• Hybrid work environment
• Career growth and development opportunities
• Collaborative and inclusive culture
• Opportunity to make a direct impact on business success
• Exposure to global teams and industry-leading technology solutions
• Let’s shape tomorrow.

The typical base pay range for this role across the U.S. is USD $49,500.00 - $79,200.00 per year. The ranges above reflect the potential annual base pay across the U.S. for all roles; the applicable base pay range will depend on the candidate’s primary work location, pay grade, and variable compensation plan. Individual base pay within each range depends on various factors, in addition to primary work location, such as complexity and responsibility of role, job duties/requirements, and relevant experience and skills. Base pay ranges are reviewed and typically updated each year. Offers are made within the base pay range applicable at the time of hire. New hires starting base pay generally falls in the bottom half (between the minimum and midpoint) of a pay range.

At Ingram Micro certain roles are eligible for additional rewards, including merit increases, annual bonus or sales incentives and long-term incentives. These awards are allocated based on position level and individual performance. U.S.-based employees have access to healthcare benefits, paid time off, parental leave, a 401(k) plan and company match, short-term and long-term disability coverage, basic life insurance, and wellbeing benefits, among others.

This is not a complete listing of the job duties. It’s a representation of the things you will be doing, and you may not perform all these duties.

Please be prepared to pass a drug test and successfully pass a pre-employment (post offer) background check.

Ingram Micro Inc. is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status, or any other protected category under applicable law.