Credit Development Analyst

Ingram Micro Inc.; Buffalo (NY); Hybrid; USD 50,000 - 79,000; Full time

Job summary

Ingram Micro Inc. is seeking a Credit Development Analyst in Buffalo, NY, with hybrid work options. You will evaluate customer financial information, set credit terms, and support sales while managing risk across a diverse portfolio.

The role requires 5+ years in credit or related fields and an associate degree; a bachelor’s in finance/accounting is preferred. This is a full-time opportunity with growth and collaboration across global teams.

Qualifications

• Associate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field.
• High school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk management.
• Experience evaluating financial information and making credit decisions.
• Strong analytical, problem-solving, and communication skills.

Responsibilities

• Analyze customer financial information, credit reports, and payment history.
• Evaluate and recommend credit limits and terms.
• Manage a portfolio of customer accounts and monitor risk exposure.
• Partner with Sales to support growth while minimizing risk.
• Resolve account, billing, and credit-related issues.
• Review portfolio performance and recommend process improvements.
• Maintain compliance with company policies and controls.

Skills

Credit analysis

Financial analysis

Risk management

Excel

Communication

Education

Associate degree

High school diploma

Bachelor's degree (preferred)

Tools

ERP systems

CRM systems

Credit management systems

Job description

## Credit Development AnalystApply: Hybrid: Buffalo, NY, United States of America: Full time: Posted Today: R-117516**Accelerate your career. Join the organization that's driving the world's technology and shape the future.**Ingram Micro is a leading technology company for the global information technology ecosystem. With the ability to reach nearly 90% of the global population, we play a vital role in the worldwide IT sales channel, bringing products and services from technology manufacturers and cloud providers to business-to-business technology experts. Our market reach, diverse solutions and services portfolio, and digital platform Ingram Micro XvantageTM set us apart. Learn more at www.ingrammicro.comCome join our team where you’ll make technology happen in surprising ways. Let’s shape tomorrow - it’ll be a fun journey!At Ingram Micro, you'll help drive business growth by evaluating credit risk, supporting customer success, and partnering with sales teams to make informed financial decisions.What You'll DoAnalyze customer financial information, credit reports, and payment historyEvaluate and recommend credit limits and termsManage a portfolio of customer accounts and monitor risk exposurePartner with Sales to support growth while minimizing riskResolve account, billing, and credit-related issuesReview portfolio performance and recommend process improvementsMaintain compliance with company policies and controlsBuild strong relationships with customers and internal stakeholdersRequired QualificationsAssociate degree and 5+ years of experience in credit, finance, accounting, banking, risk management, or a related field; ORHigh school diploma and 8+ years of relevant experience, including 4+ years in credit analysis, financial analysis, banking, collections, or risk managementExperience evaluating financial information and making credit decisionsStrong analytical, problem-solving, and communication skillsProficiency with Microsoft Excel and business systemsAbility to manage multiple priorities in a fast-paced environmentPreferred QualificationsBachelor's degree in Finance, Accounting, Business, Economics, or a related fieldExperience with commercial credit, lending, underwriting, or financial analysisKnowledge of accounts receivable and collections processesExperience in a B2B, financial services, distribution, or technology environmentExperience with ERP, CRM, or credit management systemsProcess improvement and data analysis experienceWhy Join Us?Hybrid work environmentCareer growth and development opportunitiesCollaborative and inclusive cultureOpportunity to make a direct impact on business successExposure to global teams and industry-leading technology solutionsLet's shape tomorrow.The typical base pay range for this role across the U.S. is USD $49,500.00 - $79,200.00 per year.The ranges above reflect the potential annual base pay across the U.S. for all roles; the applicable base pay range will depend on the candidate’s primary work location, pay grade, and variable compensation plan. Individual base pay within each range depends on various factors, in addition to primary work location, such as complexity and responsibility of role, job duties/requirements, and relevant experience and skills. Base pay ranges are reviewed and typically updated each year. Offers are made within the base pay range applicable at the time of hire. New hires starting base pay generally falls in the bottom half (between the minimum and midpoint) of a pay range.At Ingram Micro certain roles are eligible for additional rewards, including merit increases, annual bonus or sales incentives and long-term incentives. These awards are allocated based on position level and individual performance. U.S.-based employees have access to healthcare benefits, paid time off, parental leave, a 401(k) plan and company match, short-term and long-term disability coverage, basic life insurance, and wellbeing benefits, among others.This is not a complete listing of the job duties. It’s a representation of the things you will be doing, and you may not perform all these duties.Please be prepared to pass a drug test and successfully pass a pre-employment (post offer) background check.Ingram Micro Inc. is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, veteran status, or any other protected category under applicable law.