Credit Control Analyst

Pennant Solutions Group; Virginia (IL); On-site; USD 52,000 - 75,000; Full time

Job summary

Pennant Solutions Group is seeking a Contract Credit Control Analyst to manage our accounts receivable processes and optimize cash flow. The role focuses on credit management, collections, and collaboration with sales and senior management to balance risk with growth.

The ideal candidate will have 2–15 years of experience in credit control, strong analytical abilities, and a track record in collections. This is a contract position (6–12 months) within the Finance & Accounting department.

Qualifications

• 2–15 years of relevant experience in credit control and collections.
• Strong analytical and communication skills.
• Experience with accounts receivable and DSO metrics.

Responsibilities

• Perform credit assessments for new and existing customers.
• Review credit applications and set terms within authority.
• Maintain customer credit files and ensure regulatory compliance.
• Monitor aging and collect on outstanding balances.
• Prepare AR status and DSO reports.

Skills

Credit analysis

AR management

Financial reporting

Debt collection

Education

Bachelor's degree in Finance

Tools

ERP software

CRM

Job description

Contract Credit Control Analyst

Position Type: Contract (6-12 Months)

Department: Finance & Accounting

Experience Required: 2-15 years

Position Overview

We are seeking a highly motivated and detail-oriented Contract Credit Control Analyst to join our finance team. This critical role will be responsible for managing and optimizing our accounts receivable processes, ensuring timely collection of outstanding debts, and maintaining healthy cash flow for the organization. The ideal candidate will possess strong analytical skills, excellent communication abilities, and a proven track record in credit management and collections.

As a Contract Credit Control Analyst, you will work closely with internal stakeholders including sales, customer service, and senior management to minimize credit risk while supporting business growth objectives. This position requires someone who can balance relationship management with firm collection practices, demonstrating both diplomacy and assertiveness when necessary.

Key Responsibilities

Credit Management & Assessment

• Conduct comprehensive credit assessments for new and existing customers, analyzing financial statements, credit reports, and payment histories to determine appropriate credit limits and terms


• Review and approve credit applications within established authority levels, escalating high-risk accounts to senior management as appropriate


• Maintain and update customer credit files with current financial information, ensuring compliance with company policies and regulatory requirements


• Monitor customer accounts regularly to identify early warning signs of financial distress or payment difficulties


• Develop and implement credit policies and procedures to minimize bad debt exposure while supporting sales objectives

Accounts Receivable Management

• Maintain accurate aging reports and analyze trends to identify potential collection issues


• Process customer payments and allocate funds to appropriate accounts, resolving any discrepancies or disputes


• Reconcile customer accounts and investigate variances, working with internal teams to resolve billing errors or disputes


• Generate regular reports on accounts receivable status, DSO (Days Sales Outstanding), and collection effectiveness metrics