Credit Consultant

International; Lisle (IL); On-site; USD 60,000 - 100,000; Full time

Job summary

An established industry player is seeking a Credit Consultant to provide expert credit underwriting for owner operators and fleet customers. This role requires strong analytical skills and the ability to make critical decisions in a fast-paced environment. You will build relationships with dealers, assess credit requests, and ensure compliance with internal policies. Join a forward-thinking company that values detail-oriented professionals and offers a competitive rewards package, including health benefits and 401(k) match. If you are passionate about finance and credit, this is the perfect opportunity for you.

Benefits

Health Benefits

401(k) Match

Tuition Assistance

Employee Discounts

Legal Insurance

EAP

Qualifications

• Bachelor's degree with 2 years of finance experience or a Master's with 1 year.
• 5+ years of finance experience is also acceptable.

Responsibilities

• Perform in-depth credit underwriting for new and existing customers.
• Prepare accurate credit write-ups and communicate decisions clearly.
• Ensure compliance with company policies and minimize risk exposure.

Skills

Credit Underwriting

Analytical Skills

Business Writing

Communication Skills

Knowledge of Consumer Credit Bureaus

Proficiency in Excel

Ability to Work Independently

Education

Bachelor's Degree in Accounting or Finance

Master's Degree in Accounting or Finance

5+ Years of Accounting or Finance Experience

Tools

Excel

PowerBi

DocuSign

T-Value

Job description

Position Overview

International Financial Corporation has an exciting opportunity for a Credit Consultant to support customers in financing their acquisition of International trucks and buses. This role has credit approval authority and focuses on providing expert credit underwriting for owner operators and small to mid-size fleet customers.

We seek a driven professional with a keen eye for detail and a passion for credit underwriting. If you thrive in a fast-paced environment and enjoy making critical decisions, we want to hear from you!

About NFC

Navistar Financial Company (NFC) is the captive finance company for International Motors, LLC* and provides International^TM Financial services.

Responsibilities

• Build strong relationships with dealers and customers by assessing credit requests.
• Perform in-depth credit underwriting for new and existing customers.
• Prepare accurate and professional credit write-ups.
• Recommend credit decisions and exercise your authority within our dual-signature policy.
• Communicate credit decisions clearly to stakeholders.
• Ensure compliance with company policies, including risk ratings and credit reviews.
• Minimize risk exposure by adhering to internal credit policies and procedures.
• Gather essential due diligence and KYC information.
• Review documentation for accuracy and completeness.
• Ensure proper documentation of loans and leases with perfected liens.
• Develop and deliver training to enhance the credit team's skills.
• Educate dealers on credit and documentation requirements.
• Collaborate on policy updates and process improvements.
• Assist in resolving post-funding documentation issues.
• Support strategic credit, sales, and marketing initiatives.
• Continuously seek opportunities for improvement.

Minimum Requirements

• Bachelor’s degree and at least 2 years of accounting or finance experience

OR

• Master’s degree and at least 1 year of accounting or finance experience

OR

• At least 5 years of accounting or finance experience

Additional Requirements

• Legally authorized to work in the U.S. without sponsorship (e.g., U.S. Citizen, Green Card, Refugee, Asylee). No sponsorship expected.

Desired Skills

• 3+ years of credit underwriting experience, preferably in transportation
• Knowledge of consumer credit bureaus, PayNet, LexisNexis, and DocuSign
• Strong analytical, business writing skills, and proficiency with Excel, Word, PowerBi, T-Value
• Ability to work independently and in teams
• Effective communication skills with stakeholders
• Knowledge of transportation industry and credit policies
• Proficiency in finance and lease documentation, insurance, and lien perfection
• Ability to prioritize multiple transactions

Benefits and Compensation

We offer a competitive rewards package, including market-based salary, health benefits, 401(k) match, tuition assistance, EAP, legal insurance, employee discounts, and more. Salary will be commensurate with experience. Learn more at https://careers.international.com/#benefits.

Company Overview

About TRATON

TRATON SE, with brands Scania, MAN, International, and Volkswagen Truck & Bus, is a leading commercial vehicle manufacturer committed to sustainable transportation.

About International

Founded in 1831, International Motors, LLC* creates solutions for greater uptime and productivity in commercial vehicles, including trucks, engines, buses, and aftermarket parts. Now part of TRATON GROUP, our mission is to accelerate sustainable mobility for a cleaner, safer world. More at www.International.com.

*International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah.

EEO Statement

We are an Equal Opportunity Employer. We evaluate applicants regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or other protected characteristics.

If you require a reasonable accommodation due to a disability, please email [e-mail] with your request, including Job Requisition Number / Job Title and Location.