Credit Checkers

Course Advisor; Washington (UT); On-site; USD 26,540 - 59,270; Full time

Job summary

A financial services company is seeking a Credit Checker to evaluate credit applications, provide insight on credit histories, and compile detailed reports. The ideal candidate will possess strong analytical and communication skills, and be proficient with various Microsoft tools. Salary ranges from $26,540 to $59,270 annually, depending on experience. This is a vital role in helping clients understand their creditworthiness and making informed financial decisions.

Qualifications

• Credit Checkers need to effectively analyze and verify applicants' financial data.
• Strong communication skills are essential for interviews and correspondence.
• Critical thinking is necessary to evaluate credit data.

Responsibilities

• Relay credit report information to subscribers.
• Interview credit applicants to obtain personal and financial data.
• Compile and analyze credit information from investigations.

Skills

Active Listening

Speaking

Critical Thinking

Reading Comprehension

Writing

Judgment and Decision Making

Tools

Microsoft Excel

Microsoft Word

Microsoft Office

Microsoft PowerPoint

Microsoft Outlook

Microsoft Access

Email software

SAP

Job description

Credit Checker Example

Investigate history and credit standing of individuals or business establishments applying for credit. Telephone or write to credit departments of business and service establishments to obtain information about applicant’s credit standing.

A Day in the Life of a Credit Checker

• Relay credit report information to subscribers by mail or by telephone.
• Interview credit applicants by telephone or in person to obtain personal and financial data needed to complete credit report.
• Examine city directories and public records to verify residence, property ownership, bankruptcies, liens, arrest record, or unpaid taxes of applicants.
• Compile and analyze credit information gathered by investigation.
• Prepare reports of findings and recommendations, using typewriters or computers.
• Contact former employers and other acquaintances to verify applicants’ references, employment, health history, and social behavior.

Key Skills

When polled, Credit Checkers say the following skills are most frequently used in their jobs:

• Active Listening: Giving full attention to what other people are saying, taking time to understand the points being made, asking questions as appropriate, and not interrupting at inappropriate times.
• Speaking: Talking to others to convey information effectively.
• Critical Thinking: Using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
• Reading Comprehension: Understanding written sentences and paragraphs in work related documents.
• Writing: Communicating effectively in writing as appropriate for the needs of the audience.
• Judgment and Decision Making: Considering the relative costs and benefits of potential actions to choose the most appropriate one.

Related Job Titles

• Finance Manager
• Accounts Receivable Manager
• Loan Processor
• Branch Manager
• Education Finance Processor

How Much Does a Credit Checker Make?

The salary for Credit Checkers ranges between about $26,540 and $59,270 a year.

Tools & Technologies Used by Credit Checkers

• Microsoft Excel
• Microsoft Word
• Microsoft Office
• Microsoft PowerPoint
• Microsoft Outlook
• Microsoft Access
• Email software
• SAP