Credit Card Risk Strategy Analyst

Huntington National Bank; Columbus (OH); On-site; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance coverage

Wellness program

Life and disability insurance

Retirement savings plan

Paid leave programs

Paid holidays

Paid time off (PTO)

Job summary

Huntington National Bank is seeking a Credit Card Risk Strategy Analyst to lead quantitative credit strategies for consumer card acquisition programs. The role involves account approval strategies, initial credit line assignment, and risk-based pricing.

You will monitor risk and performance of new accounts to meet portfolio loss and risk-adjusted return goals. You will design experiments, run A/B tests, and translate findings into policy enhancements.

Qualifications

• Bachelor's degree required.
• 5+ years experience with SQL/SAS? (see basics)

Responsibilities

• Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.
• Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.
• Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.
• Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.
• Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.
• Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.
• Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.

Skills

Strong organization & communication (v

Education

Bachelor's degree

MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics

Tools

Tableau

Snowflake

Microsoft Excel

Job description

Description

Job Description:

The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntingtons consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. This position also monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives.

Job Responsibilities:

• Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.




• Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.




• Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.




• Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.




• Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.




• Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.




• Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations.

Basic Qualifications

• Bachelors degree




• 7+ years experience in analytics role in financial services.




• 5+ years experience with SQL/SAS

Preferred Qualifications

• MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics




• Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.




• Strong organization and communication skills, both verbal and written




• Strong analytical skills and thought process, with a high degree of attention to detail




• Ability to articulate problem solving methodology used to research and create solutions




• Ability to work on multiple projects at once, prioritizing within tight time constraints.

#LI-OnSite

Exempt Status:

(Yes = not eligible for overtime pay) (No = eligible for overtime pay)

Yes

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range:

$102,000 - $208,000 Annual Salary

The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

• health insurance coverage


• wellness program


• life and disability insurance


• retirement savings plan


• paid leave programs


• paid holidays


• paid time off (PTO)

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.