Credit Card Risk Strategy Analyst

Huntington; Chicago (IL); Hybrid; USD 102,000 - 208,000; Full time

Benefits offered by this job

Health insurance

Wellness program

Retirement plan

Paid time off

Job summary

Huntington Bank is seeking a Credit Card Risk Strategy Analyst to lead the development and ongoing monitoring of quantitative credit strategies for consumer credit card acquisition. The role involves forecasting, risk-based pricing, and ensuring alignment with portfolio objectives.

You will partner across Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to translate analytical findings into policy and strategy enhancements, with a focus on

Qualifications

• Bachelor's degree in a relevant field.
• 7+ years experience in analytics role in financial services.
• 5+ years experience with SQL/SAS.
• Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.
• Strong organization and communication skills, both verbal and written.
• Ability to work on multiple projects at once, prioritizing within tight time constraints.

Responsibilities

• Lead development, implementation, and oversight of consumer credit card origination strategies and reporting.
• Design, run, and evaluate policy experiments and A/B tests for credit policy improvements.
• Manage forecasting, monitoring, and reporting frameworks for credit risk performance.
• Collaborate with Credit Administration, Underwriting, Fraud, Model Risk Management, Product and Legal/Compliance.
• Demonstrate end-to-end analytical lifecycle from project initiation to post-implementation monitoring.

Skills

SQL/SAS

Analytical thinking

Communication skills

Project management

Education

MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics

Tools

Tableau

Snowflake

Excel

Job description

Credit Card Risk Strategy Analyst### Credit Card Risk Strategy AnalystApply: Office: Chicago, IL: Columbus, OH: Full time: Posted Today: End Date: November 19, 2026 (19 days left to apply): R0077297# **Description****Job Description:**The Credit Card Risk Strategy Analyst leads the development, implementation, and ongoing monitoring of quantitative credit strategies for Huntington’s consumer credit card acquisition programs. The role is responsible for account approval strategies, initial credit line assignment, and risk-based pricing strategies. This position also monitors the credit risk profile and performance of newly acquired accounts to ensure alignment with established portfolio loss and risk-adjusted return objectives. **Job Responsibilities:*** Lead the development, implementation, and ongoing oversight of consumer credit card new account origination strategies, including segment-level performance reporting and change management.* Design, execute, and evaluate policy experiments and A/B tests, translating analytical findings into actionable credit policy and strategy enhancements.* Manage forecasting, monitoring, and reporting frameworks that provide timely visibility into credit risk performance and emerging portfolio trends.* Partner cross-functionally with Credit Administration, Underwriting, Fraud, Model Risk Management, Product, and Legal/Compliance to advance business priorities and ensure alignment with risk and regulatory requirements.* Demonstrated experience managing the full analytical lifecycle, including project development, execution, presentation, implementation, and post-implementation monitoring.* Demonstrated understanding of credit card profit-and-loss (P&L) drivers and financial performance.* Analyze data using SQL/SAS to review performance, conduct comprehensive analyses, propose strategy changes, and validate implementations. **Basic Qualifications*** Bachelors degree* 7+ years experience in analytics role in financial services.* 5+ years experience with SQL/SAS**Preferred Qualifications*** MBA/MS or Ph.D in Statistics, Economics, Finance, or Business Analytics* Experience with Tableau, Snowflake, or comparable data visualization tools, and Microsoft Excel.* Strong organization and communication skills, both verbal and written* Strong analytical skills and thought process, with a high degree of attention to detail* Ability to articulate problem solving methodology used to research and create solutions* Ability to work on multiple projects at once, prioritizing within tight time constraints**.**#LI-OnSite**Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.**Compensation Range:**$102,000 - $208,000 Annual Salary The compensation range represents the anticipated low and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education. Colleagues in this position are also eligible to participate in an applicable incentive compensation plan. In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO). Huntington is an Equal Opportunity Employer. Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details. **Note to Agency Recruiters:** Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.