Credit Analyst - Portfolio Manager

Huntington; Ohio; On-site; USD 60,000 - 90,000; Full time

Job summary

Huntington Bank is seeking an entry-level Credit Analyst for the Portfolio Management team. The role supports underwriting and ongoing portfolio management for corporate, specialty, and government credit products.

You will develop skills in cash flow analysis, financial modeling, and industry research while collaborating with Relationship Management, Credit Administration, and Capital Markets in a structured development track.

Qualifications

• Bachelor's degree in Finance or Accounting required.
• FINRA Series 79, 63 or equivalent must be obtained within 4 months.
• Experience in underwriting or commercial banking environment preferred.

Responsibilities

• Gather and analyze financial and business information to determine creditworthiness for loans and credit products.
• Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring activities.
• Underwrite complex commercial loans per Huntington credit policies, including financial analysis, collateral analysis, and modeling.
• Conduct industry and market research and distill key themes for presentations.
• Perform other duties as assigned.

Skills

Financial analysis

Credit underwriting

Financial modeling

Industry research

Education

Bachelor's degree in Finance

Bachelor's degree in Accounting

Job description

## Credit Analyst - Portfolio ManagerApply: Office: Columbus, OH: Cincinnati, OH: Pittsburgh, PA: Full time: Posted Today: R0076563# **Description****Summary:**The analyst supports the Corporate Specialty and Government Credit Products team and ongoing portfolio management and underwriting activities. In this entry level role, the analyst will develop skills in credit and market analysis including cash flow analysis and modeling, capitalization, industry research, credit policy and legal documentation, among others, in analyzing and summarizing the creditworthiness of clients and prospects. The Analyst will generally support the Credit Products Portfolio Management team and will also collaborate with internal partners including Relationship Management, Credit Administration, Capital Markets, and others in creating such analysis. The Analyst position is an entry-level developmental role for colleagues seeking a career in Portfolio Management; but may also be constructive for a colleague seeking a path to Relationship Management, Credit, Capital Markets, or many other Commercial roles within the Bank. **Duties & Responsibilities:*** Gather and analyze financial and business information to determine creditworthiness for loan and credit products.* Complete financial spreads, risk rating, performance tearsheets, compliance testing, and other portfolio monitoring & maintenance activities* Underwrite complex commercial loans in accordance with Huntington credit policies. This may include financial statement analysis, collateral analysis, financial modeling, industry and business risk evaluation and management assessment.* Conduct industry and market research using numerous resources available; distilling key themes and conclusions into concise summary form for presentation purposes.* Performs other duties as assigned. **Basic Qualifications:*** Bachelor's Degree required (Finance, Accounting, or related field)* FINRA Series 79, 63 or other necessary combination required, or must be obtained within 4 months of hire* Experience in an underwriting or commercial banking environment. #LI-DS23#LI-onsite **Exempt Status: (Yes** = not eligible for overtime pay) (**No** = eligible for overtime pay)Yes**Workplace Type:**OfficeOur Approach to **Office** Workplace TypeCertain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.