Credit Card Compliance Oversight Leader

TD; Portland (ME); On-site; USD 91,000 - 146,000; Full time

Job summary

TD Bank US Compliance is seeking a Compliance Business Oversight Manager (Credit Card) to provide independent second-line oversight of credit card products and servicing, ensuring alignment with consumer protection laws and internal risk frameworks. The role requires deep regulatory knowledge and strong collaboration with Legal, Risk, Audit, and business operations.

The ideal candidate will lead change management for regulatory updates, manage issues, and advise partners on compliance

Qualifications

• Undergraduate degree or equivalent work experience.
• 7+ years of experience.
• Must Have strong Credit Card work experience in the industry.
• Must Have strong law and regulation expertise.
• Proven ability to provide timely Compliance guidance for change initiatives, oversee compliance-related project execution and third-party relationships, and partner with senior leadership on regulatory risk and compliance matters.
• Experience in Internal Audit, Regulatory Compliance Testing, or as financial examiners with direct responsibility for assessing consumer compliance regulations are often well-positioned to demonstrate the skills and competencies required for this role.

Responsibilities

• Serve as primary compliance support for assigned business lines, providing oversight and independent challenge on business activities and initiatives with regulatory impact.
• Complete change risk assessments and related questionnaires for new business initiatives, performing review and challenge of inherent regulatory risks, mitigations and outlining conditions to launch; as well as presentation to executives for approval.
• Serve as a compliance advisor to business partners through regular meetings and process reviews.
• Manage and track compliance-related issues, ensuring timely resolution and regulatory alignment.
• Lead regulatory change management efforts for new and updated state laws, ensuring effective business adoption and compliance.
• Monitor regulatory complaints, business reports, and key risk indicators to identify trends, gaps, and potential compliance risks.
• Review and validate first-line testing to ensure gaps are addressed and aligned with regulatory expectations.
• Support control mapping to ensure regulatory requirements are linked to effective business controls.
• Collaborate with cross-functional teams to strengthen the compliance framework and reduce risk exposure

Skills

Credit card regulation

Regulatory risk assessment

Stakeholder influence

Education

Undergraduate degree or equivalent

Job description

TD Bank US Compliance is seeking a Compliance Business Oversight Manager (Credit Card) to provide independent second-line oversight of credit card products and servicing, ensuring alignment with consumer protection laws and internal risk frameworks. The role requires deep regulatory knowledge and strong collaboration with Legal, Risk, Audit, and business operations.

The ideal candidate will lead change management for regulatory updates, manage issues, and advise partners on compliance