Credit and Collateral Analyst

Creative Alignments; Denver (CO); On-site; USD 81,000 - 99,000; Full time

Benefits offered by this job

Base salary: $90,000

Medical insurance

401(k) with company match

Hybrid schedule in Denver

Team in New York travel

Growth path into leadership

Job summary

JPalmer Collective in Denver, CO is seeking a Credit and Collateral Analyst to support Operations and Client Services with clear visibility into client transactions and credit decisions. You'll work directly with the SVP of Portfolio Management and COO, handling collateral reviews and financial analysis to inform leadership decisions.

You'll collaborate with clients and internal teams, develop process improvements, and help shape how the firm grows.

Qualifications

• Bachelor's degree in finance, business, or operations.
• 3-5 years of experience in credit, collateral analysis, audit, or field examinations.
• Interest in financial services, credit analysis, or structured transactions.
• Excellent written, verbal, and interpersonal communication.
• Proficient with Excel, Google Workspace, Adobe, and AI platforms.
• Analytical with ability to synthesize financial and operational data.

Responsibilities

• Collateral Management: intake, organize, track collateral materials and docs.
• Financial Review & Credit Analysis: collect and review financial statements and business info.
• Client & Internal Communication: serve as primary contact for select clients and coordinate responses.
• Process Improvement & Culture Building: identify inefficiencies and contribute to process manuals.

Skills

Analytical

Communication

Detail oriented

Client interaction

Education

Bachelor's degree in finance, business, or operations

Tools

Microsoft Excel

Google Workspace

Adobe

AI platforms

Job description

Review borrowing bases in the morning, meet with CFOs in the afternoon. At JPC, you get a seat at the table with the founders and executives of high-growth consumer brands.

JPalmer Collective

JPalmer Collective is a dynamic, boutique commercial lender focused on high-growth companies. Our firm thrives at the intersection of operations, underwriting, and relationship management, delivering precise execution and long-term partnership value.

We're a fast-growing team with a collaborative culture, and we're passionate about building a company where people want to work – one that values integrity, intellectual curiosity, and continuous improvement.

What You Will Do

As Credit and Collateral Analyst, you'll support JPC's Operations and Client Services teams with real visibility into client transactions, credit decision-making, and leadership operations. Reporting to the SVP of Portfolio Management and COO, you'll own key parts of the collateral and financial review process while engaging directly with clients and internal stakeholders.

At JPC, we empower early-career professionals to think critically, contribute meaningfully, and help shape the future of the firm; you’ll have a seat at the table as we grow.

Collateral Management:

• Intake, organize, and track client collateral materials and supporting documentation
• Review, assemble, confirm and prepare collateral packages for internal and client-facing use
• Coordinate document flow and maintain version control

Financial Review & Credit Analysis:

• Collect and review financial statements and business information from clients
• Summarize key financial data and business insights for internal use by the CEO, Credit
• Committee, and Account Executives
• Assist in compiling reports and presentation materials for decision‑making meetings

Client & Internal Communication:

• Serve as a primary operational contact for select clients, under guidance from senior staff
• Provide status updates and coordinate responses to client and internal requests
• Participate in Credit Committee meetings and have a voice in internal process reviews
• Participate in in‑person meetings with clients.

Process Improvement & Culture Building:

• Identify inefficiencies in workflows and recommend improvements
• Contribute to internal documentation and process manuals
• Be a culture‑carrier: offer insight, energy, and ideas to help shape how JPC grows

Who You Are

You have a few years of hands‑on credit, collateral, audit, or field exam experience and you're ready for the next level. You love numbers, you're meticulous with details, and you can turn financial and operational data into clear takeaways. You thrive in a fast‑paced, entrepreneurial, client‑first environment and bring the energy and curiosity to learn alongside senior leaders.

Qualifications:

• Bachelor's degree in finance, business, or operations
• 3-5 years of experience in credit, collateral analysis, audit, or field examinations
• Demonstrated interest in financial services, credit analysis, or structured transactions
• Excellent written, verbal, and interpersonal communication skills
• Proficient with Microsoft Excel, Google Workspace, Adobe, and AI platforms
• Analytical with the ability to synthesize financial and operational data

Benefits

• $90,000 base salary
• Medical insurance
• 401(k) with company match: 100% of the first 1% of contributions and 50% of contributions between 1% and 6%
• Hybrid schedule with 3 days per week in our Denver office
• One week per quarter with the team in New York
• Clear growth path into client advisory, credit underwriting, or operational leadership

We are committed to a diverse and inclusive workplace and encourage all qualified applicants to apply, regardless of race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or veteran status. While our job descriptions outline ideal qualifications, we recognize potential comes in many forms. If you believe in our work and have the foundational skills and experience that would contribute to our company culture and mission, we encourage you to apply.