Credit Trading - Private Credit - Analyst

J.P. Morgan; New York (NY); On-site; USD 90,000 - 120,000; Full time

Benefits offered by this job

On-site health centers

Retirement savings plan

Tuition reimbursement

Mental health support

Financial coaching

Job summary

JPMorgan Chase & Co. in New York seeks a CIB Credit Trading & Financing analyst to support the Private Credit Financing team.

You will analyze middle-market credit investments, perform credit analysis of portfolio loans, and develop mark recommendations while modeling financials and underwriting documentation. The role involves collaborating with senior analysts, assessing risks across diverse industries, and monitoring sector trends to inform portfolio decisions.

Qualifications

• Bachelor's degree in Economics, Business, Engineering, Accounting, or related quantitative field.
• Strong English verbal and written communication skills.
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel.
• Strong MS Office skills.
• Entrepreneurial work ethic — self-starter, intellectually curious, and eager to learn.
• Superior time management and multi-tasking skills to juggle live transactions and daily tasks while maintaining focus on client needs.
• Ability to thrive in a fast-paced team environment.

Responsibilities

• Analyze middle market credit investments in collaboration with Private Credit Financing teams
• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and all other relevant information
• Conduct financial analysis, modeling, and credit underwriting & documentation
• Monitor the portfolio through ongoing review of sector trends and quarterly financials

Skills

English communication

Analytical thinking

Time management

Team collaboration

Entrepreneurial work ethic

Education

Bachelor's degree in Economics, Business, Engineering, Accounting, or related quantitative field

Tools

GAAP accounting

Financial modeling/Excel

MS Office

Job description

The analyst will join the CIB Credit Trading & Financing organization, supporting the Private Credit Financing team in New York. This is a fast-paced, dynamic role involving the analysis and valuation of a diverse portfolio of private credit assets pledged as collateral to support corporate client borrowings. The analyst will work closely with senior analysts to assess risks on new transactions, perform in-depth credit analysis across a wide variety of industries, and develop valuation and mark recommendations.

Job Responsibilities:

• Analyze middle market credit investments in collaboration with Private Credit Financing teams
• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and all other relevant information
• Conduct financial analysis, modeling, and credit underwriting & documentation
• Monitor the portfolio through ongoing review of sector trends and quarterly financial

Required Qualifications, Skills and Capabilities:

• Bachelor's degree in Economics, Business, Engineering, Accounting, or a related quantitative field
• Strong English verbal and written communication skills
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel
• Strong MS Office skills
• Entrepreneurial work ethic — self-starter, intellectually curious, and eager to learn
• Superior time management and multi-tasking skills to juggle live transactions and daily tasks while maintaining focus on client needs
• Ability to thrive in a fast-paced team environment

Preferred Qualifications:

• Experience in a credit role (Credit / Market Risk, Credit Portfolio Management) or analyzing equity/credit investments
• Experience in Banking, Capital Markets, or Investment Management
• Master's degree in finance or CFA
• Coding / Automation skills
• Computer Science background is a plus

JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world’s most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We offer a competitive total rewards package including base salary determined based on the role, experience, skill set and location. Those in eligible roles may receive commission-based pay and/or discretionary incentive compensation, paid in the form of cash and/or forfeitable equity, awarded in recognition of individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. We also make reasonable accommodations for applicants’ and employees’ religious practices and beliefs, as well as mental health or physical disability needs. Visit our FAQs for more information about requesting an accommodation.

JPMorgan Chase & Co. is an Equal Opportunity Employer, including Disability/Veterans

J.P. Morgan’s Commercial & Investment Bank is a global leader across banking, markets, securities services and payments. Corporations, governments and institutions throughout the world entrust us with their business in more than 100 countries. The Commercial & Investment Bank provides strategic advice, raises capital, manages risk and extends liquidity in markets around the world. Join the CIB Credit Trading & Financing organization!