Credit Analytics Internship: Build Risk & Portfolio Skills

BMO Harris Bank; Minneapolis (MN); On-site; USD 50,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

BMO Financial Group seeks a banking professional to support Commercial Banking client portfolios. You will perform financial analysis, assess creditworthiness, structure loans, and monitor risk across a portfolio with cross-functional collaboration.

The role involves preparing credit summaries, supporting proposals, and expanding client relationships while adhering to policies and regulatory standards. Strong analytical skills and attention to detail are required.

Qualifications

• Relevant experience in credit or lending instruments or financial operations in a corporate or banking environment is preferred.
• If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Specialized knowledge.

Responsibilities

• Performs financial analysis and calculations and makes recommendations to Manager.
• Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities.
• Prepares detailed credit summaries to assess creditworthiness and support decision making.
• Provides content and support for proposals and presentations to capture new business and expand client partnerships.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies
• Conducts financial analysis and risk assessments of clients' credit information, for an assigned portfolio, to provide insights and make informed decisions
• Monitors the portfolio performance for assigned portfolio of Commercial Banking clients on an ongoing basis, taking corrective action when required.

Skills

Financial Analysis

Loan Structuring

Data Analysis Tools

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Job description

BMO Financial Group seeks a banking professional to support Commercial Banking client portfolios. You will perform financial analysis, assess creditworthiness, structure loans, and monitor risk across a portfolio with cross-functional collaboration.

The role involves preparing credit summaries, supporting proposals, and expanding client relationships while adhering to policies and regulatory standards. Strong analytical skills and attention to detail are required.