Credit Analysis Intern – Commercial Banking

BMO U.S.; Minneapolis (MN); On-site; USD 50,000 - 100,000; Full time

Job summary

BMO Financial Group offers a commercial credit internship beginning June 7, 2027 and ending August 13, 2027. You will analyze credit information to support lending decisions within an assigned portfolio, and collaborate with Relationship Managers and business partners.

Responsibilities include preparing credit summaries, monitoring portfolio performance, and identifying cross-selling opportunities while ensuring risk and regulatory compliance.

Qualifications

• Relevant experience in credit or lending instruments or financial operations in a corporate or banking environment is preferred.
• If a Credit Qualifiable job, Credit Qualifications and associated credit knowledge and skills according to the credit portfolio requirements and qualification standards.
• Specialized knowledge.

Responsibilities

• Analyzes credit information to support lending decisions in an assigned Commercial Banking portfolio.
• Performs financial analysis and makes recommendations to Manager.
• Monitors the portfolio performance and assesses industry risks and opportunities.
• Prepares detailed credit summaries to assess creditworthiness.
• Provides content and support for proposals and presentations to capture new business and expand client partnerships.
• Builds and maintains client relationships to ensure long-term financial performance with Relationship Manager and partners.
• Structures and supports loans aligned with client needs and risk policies.
• Conducts financial analysis and risk assessments of clients’ credit information for the portfolio.
• Monitors portfolio performance and takes corrective action when required.
• Minimizes risk exposure by adhering to policies and regulatory standards.

Skills

Financial Analysis

Loan Structuring

Data Analysis Tools

Regulatory Compliance

Portfolio Management

Credit Risk Assessment

Banking Operations

Microsoft Office

Problem Solving

Collaboration

Detail-Oriented

Analytical Thinking

Job description

BMO Financial Group offers a commercial credit internship beginning June 7, 2027 and ending August 13, 2027. You will analyze credit information to support lending decisions within an assigned portfolio, and collaborate with Relationship Managers and business partners.

Responsibilities include preparing credit summaries, monitoring portfolio performance, and identifying cross-selling opportunities while ensuring risk and regulatory compliance.