Credit Analyst Intern: Finance, Risk & Client Growth

Bank of Montreal; Chicago (IL); On-site; USD 50,000 - 100,000; Full time

Benefits offered by this job

Health insurance

Tuition reimbursement

Accident and life insurance

Retirement savings plans

Job summary

Bank of Montreal (BMO) offers a Commercial Banking internship that focuses on analyzing credit information, supporting lending decisions, and delivering client service across a portfolio of clients. Interns will perform financial analysis, prepare credit summaries, and assist with loan structuring, risk assessment, and regulatory compliance while building client relationships.

The program runs from June 7 to August 13, 2027, with onboarding activities and collaboration across Relationship

Qualifications

• Relevant experience in credit or lending instruments in a corporate or banking environment.
• Foundational knowledge: Financial Analysis, Loan Structuring, Data Analysis Tools, Regulatory Compliance.
• Strong problem solving, collaboration, and analytical thinking.
• Detail-oriented with ability to manage risk and compliance.

Responsibilities

• Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
• Makes credit decisions and recommendations in compliance with bank policies and procedures while maintaining an exceptional client service environment.
• Performs financial analysis and calculations and makes recommendations to Manager.
• Supports portfolio monitoring and compliance, analyses metrics, and assesses industry trends to spot risks and opportunities.
• Prepares detailed credit summaries to assess creditworthiness and support decision making.
• Provides content and support for proposals and presentations to capture new business and expand client partnerships.
• Builds and maintains client relationships to ensure long-term financial performance in collaboration with Relationship Manager and business partners.
• Structures and supports new, renewal and extension loans aligned with client needs and bank & risk policies.

Skills

Financial analysis

Loan structuring

Data analysis tools

Regulatory compliance

Portfolio management

Microsoft Office

Tools

Excel

Job description

Bank of Montreal (BMO) offers a Commercial Banking internship that focuses on analyzing credit information, supporting lending decisions, and delivering client service across a portfolio of clients. Interns will perform financial analysis, prepare credit summaries, and assist with loan structuring, risk assessment, and regulatory compliance while building client relationships.

The program runs from June 7 to August 13, 2027, with onboarding activities and collaboration across Relationship