Credit Analyst – Risk, Reporting & Lending Decisions

Cornerstone-Capital-Bank; Lubbock (TX); Vor Ort; USD 55.000 - 75.000; Vollzeit

Benefits dieser Stelle

Competitive salary

Full benefits package

Bonus potential

Zusammenfassung

Cornerstone Capital Bancorp, Inc., headquartered in Houston, Texas, is seeking a Credit Analyst to evaluate financial condition of individuals and businesses applying for lending. You will determine risk, prepare reports, and ensure compliance with regulations while prioritizing loan requests.

The role requires a Bachelor’s Degree or equivalent work experience and at least 1+ year of progressive credit experience.

Qualifikationen

• Demonstrate ethical character and judgement with attention to respect, commitment, integrity, values and confidential boundaries
• Excellent time management and organizational skills
• Ability to work independently and prioritize tasks
• Reliability with regular attendance and punctuality
• Strong communication and interpersonal skills
• Analytical mindset with creative thinking
• Professional demeanor and positive attitude
• Bachelor’s Degree or equivalent work experience
• 1+ years of progressive credit experience

Aufgaben

• Analyze credit data and financial statements of individuals or businesses to identify risk level
• Compare financial data to similar businesses in terms of liquidity, profitability and credit histories
• Compile information, complete loan applications, and prepare reports on risk and make recommendations
• Ensure loan requests are prioritized and deadlines are met
• Prepare and present credit reports
• Provide accurate information and sound judgment on credit worthiness
• Ensure loans comply with federal, state and local regulations
• Participate in community activities to promote the organization
• Represent the bank professionally during and outside office hours
• Demonstrate flexibility to perform other duties as assigned

Kenntnisse

Credit analysis

Analytical thinking

Time management

Communication skills

Confidentiality

Ausbildung

Bachelor’s Degree in related field or equivalent work experience

Jobbeschreibung

Cornerstone Capital Bancorp, Inc., headquartered in Houston, Texas, is seeking a Credit Analyst to evaluate financial condition of individuals and businesses applying for lending. You will determine risk, prepare reports, and ensure compliance with regulations while prioritizing loan requests.

The role requires a Bachelor’s Degree or equivalent work experience and at least 1+ year of progressive credit experience.