Bank Credit Analyst | Risk & Lending Insights

Cornerstone Capital Bank; Lubbock (TX); On-site; USD 55,000 - 85,000; Full time

Benefits offered by this job

Full benefits package

Performance-based bonus

Job summary

Cornerstone Capital Bancorp, Inc. seeks a Credit Analyst to evaluate borrower financials and determine risk for lending decisions. You will compile reports, analyze statements, and present recommendations to ensure compliance and timely processing.

The role requires a degree or equivalent credit experience, strong analytical能力, and excellent communication. A professional demeanor and confidentiality are essential, with representation of the bank in various settings.

Qualifications

• Bachelor’s degree or equivalent work experience required.
• 1+ years of progressive credit experience.
• Strong analytical and critical thinking skills.
• Excellent communication and interpersonal skills.
• Ability to maintain confidentiality and exercise sound judgment.

Responsibilities

• Evaluate the financial condition of borrowers and assess risk.
• Analyze credit data and financial statements to identify risk.
• Prepare loan applications and credit reports.
• Ensure loan requests meet regulatory requirements.
• Prioritize requests and meet deadlines.
• Represent the bank professionally in and out of office hours.

Skills

Analytical thinking

Time management

Communication skills

Ethical judgment

Confidentiality

Independent work

Education

Bachelor’s Degree in related field or equivalent work experience

Job description

Cornerstone Capital Bancorp, Inc. seeks a Credit Analyst to evaluate borrower financials and determine risk for lending decisions. You will compile reports, analyze statements, and present recommendations to ensure compliance and timely processing.

The role requires a degree or equivalent credit experience, strong analytical能力, and excellent communication. A professional demeanor and confidentiality are essential, with representation of the bank in various settings.