Credit Analyst: Risk & Portfolio Approval (Hybrid)

Briggs & Stratton, LLC.; Wauwatosa (WI); Hybrid; USD 55,000 - 75,000; Full time

Job summary

Briggs & Stratton, LLC. in Wisconsin is seeking a Credit Analyst to approve or decline credit limit requests for a portfolio of accounts, balancing risk with sales goals in a hybrid work environment.

You will analyze financial statements, conduct ratio analysis, update credit files, and collaborate with A/R, Sales and Credit management to mitigate risk and support cash flow across domestic and international customers.

Qualifications

• Bachelor's degree in finance, accounting or related field or equivalent education and experience.
• At least three years of experience in the credit or customer service field.
• Experience using finance and credit concepts including a basic understanding of commercial / consumer law.
• B2B and/or manufacturing experience preferred.
• Demonstrated experience with spreadsheet software - MS Excel and/or Google Sheets.
• Demonstrated experience with ERP system - SAP preferred.
• Ability to consult with internal and external customers to resolve complaints.
• Demonstrated analytical skills with the ability to identify and resolve problems.
• Strong interpersonal and communication skills to interact with diverse partners both internally and externally.
• Well organized, detail oriented, self- motivated and demonstrates effective time management skills with the ability to prioritize without much supervision.
• Fluent in English and primary language used in area of responsibility and/or location.

Responsibilities

• Administering the credit granting function on new and existing customers for an assigned portfolio of domestic and/or international accounts with emphasis on obtaining financial statements and performing ratio analysis.
• Analyzing and updating the customer credit file with credit bureau reports, financial statements and other data to make credit decisions.
• Investigating and analyzing credit risk within established guidelines and procedures.
• Reviewing information on file for existing customers and ensuring timely credit file updates.
• Ensuring over limit requests are handled on time and in accordance with policy.
• Partnering with A/R staff to achieve portfolio goals and mitigate bad debt risk.
• Keeping stakeholders informed of any credit issues and collaborating with Sales and Credit management.

Skills

Strong analytical skills

Interpersonal communication

Time management

Education

Bachelor's degree in finance, accounting or related field

Equivalent education and experience

Tools

MS Excel

Google Sheets

SAP

Job description

Briggs & Stratton, LLC. in Wisconsin is seeking a Credit Analyst to approve or decline credit limit requests for a portfolio of accounts, balancing risk with sales goals in a hybrid work environment.

You will analyze financial statements, conduct ratio analysis, update credit files, and collaborate with A/R, Sales and Credit management to mitigate risk and support cash flow across domestic and international customers.