Credit Analyst: Risk & Financial Insights

Bank of Washington; Washington (MO); Sur place; USD 65 000 - 90 000; Plein temps

Résumé du poste

Bank of Washington in Washington, MO is seeking a Credit Analyst to evaluate creditworthiness by analyzing financial data, tax returns, and business statements.

You will work with Credit Department, Loan Operations, and Loan Officers to prepare analyses, forecasts, and risk assessments for new and existing loans.

A bachelor's degree in business, accounting, or finance is preferred; experience with financial statement software and strong communication skills are valued.

Qualifications

• Bachelor’s degree in Business Administration/Accounting/Finance required or preferred.
• Bank credit experience preferred.
• Knowledge of personal/business financial statements and tax returns.
• Experience with Baker Hill, Sageworks, Credit Quest or similar financial statement analysis software.
• Strong MS Office skills.
• Excellent written and verbal communication skills.
• Ability to organize and prioritize to meet deadlines.

Responsabilités

• Monitor customer information files to ensure current reports, statements, tax returns and other information are present on a regular basis.
• Spread financial statements; prepare narrative summary and financial projections.
• Prepare financial analyses, summaries, and opinions for loan officers on new, renewal and existing loans.
• Assist relationship managers in underwriting new loan requests and renewals.
• Analyze financial information and prepare preliminary analyses for lenders and underwriters.
• Research industry trends and assess risks and collateral for loan decisions.
• Coordinate with related personnel to ensure timely completion of credit reviews and reports.

Connaissances

Communication

Customer service

Organization

Formation

Bachelor’s degree in Business Administration/Accounting/Finance

Outils

Baker Hill

Sageworks

Credit Quest

Workflow software

CRM software

Description du poste

Bank of Washington in Washington, MO is seeking a Credit Analyst to evaluate creditworthiness by analyzing financial data, tax returns, and business statements.

You will work with Credit Department, Loan Operations, and Loan Officers to prepare analyses, forecasts, and risk assessments for new and existing loans.

A bachelor's degree in business, accounting, or finance is preferred; experience with financial statement software and strong communication skills are valued.