Credit Analyst: Risk & Credit Strategy

AMAX; Fremont, Northern (CA, KY); Hybrid; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical Insurance

Dental Insurance

Vision Insurance

401(k)

Flexible spending account

Commuter benefits

Disability insurance

Job summary

AMAX is seeking a Credit Analyst to assess the creditworthiness of customers and recommend credit limits and terms. The role involves analyzing financial data, credit reports, and other information to inform decisions and manage risk.

Ideal candidates have 2–3 years of experience, a Bachelor's in finance or accounting, proficiency in Excel and QuickBooks, and strong communication skills. Bilingual English/Mandarin is preferred, with a focus on accuracy and teamwork.

Qualifications

• Bachelor's degree in finance, accounting, or related field.
• 2-3 years experience as Credit Analyst or similar role.
• Proficient with Excel and QuickBooks.
• Knowledge of credit evaluation and risk assessment.

Responsibilities

• Analyze financial data, credit reports, and other information to assess creditworthiness.
• Determine appropriate credit limits and terms based on analysis.
• Review and monitor customer accounts for risk and delinquency.
• Communicate with customers and internal stakeholders to resolve credit issues.
• Generate credit reports and summaries for management review.
• Collaborate with sales and accounting to improve credit processes and mitigate risk.

Skills

Analytical skills

Attention to detail

Communication skills

Time management

Bilingual EN/Mandarin

Education

Bachelor's degree in finance, accounting, or related field

Tools

QuickBooks

Microsoft Excel

Job description

AMAX is seeking a Credit Analyst to assess the creditworthiness of customers and recommend credit limits and terms. The role involves analyzing financial data, credit reports, and other information to inform decisions and manage risk.

Ideal candidates have 2–3 years of experience, a Bachelor's in finance or accounting, proficiency in Excel and QuickBooks, and strong communication skills. Bilingual English/Mandarin is preferred, with a focus on accuracy and teamwork.