Credit Analyst: Pricing, Underwriting & Growth Path

Specialty Capital; Village of Great Neck (NY); Vor Ort; USD 65.000 - 75.000; Vollzeit

Benefits dieser Stelle

Paid time off

Paid holidays

Career growth opportunities

Competitive compensation

Zusammenfassung

Specialty Capital in Great Neck, NY is seeking a Credit Analyst to join our underwriting team. You will evaluate small-business funding applications, assess risk, and help price deals based on portfolio objectives.

This onsite role offers hands-on opportunities to work with leadership, sales, and operations, with clear performance metrics and potential for growth in a fast-paced, data-driven environment.

Qualifikationen

• 2–3 years of credit analysis, underwriting, finance, or related analytical role.
• Bachelor's degree in Finance, Economics, Accounting, Business, or related field.
• Solid understanding of credit fundamentals, cash-flow analysis, and risk assessment.
• Strong analytical and detail-oriented skills.
• Excellent verbal and written communication skills.

Aufgaben

• Analyze and underwrite new small-business funding applications per internal credit and pricing guidelines.
• Review merchant documentation (bank statements, processing statements, financials).
• Assess cash flow, business stability, owner profile, and overall creditworthiness.
• Price transactions based on risk, structure, and portfolio objectives.
• Conduct merchant verification calls to validate operations and funding needs.
• Collaborate with sales and support to structure, approve, and close deals.
• Escalate complex files and provide recommendations to senior underwriters; contribute to portfolio analysis as the platform scales.

Kenntnisse

Credit analysis

Financial analysis

Communication

Multi-tasking

Team player

Self-motivated

Curiosity

Ausbildung

Bachelor's degree in Finance/Economics/Accounting/Business

Jobbeschreibung

Specialty Capital in Great Neck, NY is seeking a Credit Analyst to join our underwriting team. You will evaluate small-business funding applications, assess risk, and help price deals based on portfolio objectives.

This onsite role offers hands-on opportunities to work with leadership, sales, and operations, with clear performance metrics and potential for growth in a fast-paced, data-driven environment.