Credit Trading - Private Credit - Analyst

JPMorgan Chase & Co.; City of Rochester (NY); On-site; USD 80,000 - 110,000; Full time

Job summary

JPMorgan Chase & Co. in New York is seeking an analyst to join the CIB Credit Trading & Financing team supporting the Private Credit Financing unit.

The role involves analyzing and valuing a diverse portfolio of private credit assets pledged as collateral to support corporate borrowings. You will work closely with senior analysts to assess risks on new transactions, perform in-depth credit analysis across industries, and develop valuation and mark recommendations.

Qualifications

• Bachelor's degree in Economics, Business, Engineering, Accounting, or a related quantitative field.
• Strong English verbal and written communication skills.
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel.
• Strong MS Office skills.
• Entrepreneurial work ethic — self-starter, intellectually curious, and eager to learn.
• Superior time management and multi-tasking skills to juggle live transactions and daily tasks while maintaining focus on client needs.
• Ability to thrive in a fast-paced team environment.

Responsibilities

• Analyze middle market credit investments in collaboration with Private Credit Financing teams.
• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants.
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and all other relevant information.
• Conduct financial analysis, modeling, and credit underwriting & documentation.
• Monitor the portfolio through ongoing review of sector trends and quarterly financials.

Skills

Financial analysis

Credit analysis

Excel proficiency

GAAP knowledge

Financial modeling

Communication skills

Time management

Team collaboration

Entrepreneurial mindset

Education

Bachelor's degree in Economics/Business/Engineering/Accounting

Tools

Excel

Job description

The analyst will join the CIB Credit Trading & Financing organization, supporting the Private Credit Financing team in New York. This is a fast-paced, dynamic role involving the analysis and valuation of a diverse portfolio of private credit assets pledged as collateral to support corporate client borrowings. The analyst will work closely with senior analysts to assess risks on new transactions, perform in-depth credit analysis across a wide variety of industries, and develop valuation and mark recommendations.

Job Responsibilities:

• Analyze middle market credit investments in collaboration with Private Credit Financing teams
• Perform credit analysis of portfolio loan investments, identifying business risks and mitigants
• Develop draft mark recommendations for new loans by analyzing the underlying business, credit structure, loan spread, and all other relevant information
• Conduct financial analysis, modeling, and credit underwriting & documentation
• Monitor the portfolio through ongoing review of sector trends and quarterly financial

Required Qualifications, Skills and Capabilities:

• Bachelor's degree in Economics, Business, Engineering, Accounting, or a related quantitative field
• Strong English verbal and written communication skills
• Proficiency with GAAP accounting, financial reporting analysis, and financial modeling/Excel
• Strong MS Office skills
• Entrepreneurial work ethic — self-starter, intellectually curious, and eager to learn
• Superior time management and multi-tasking skills to juggle live transactions and daily tasks while maintaining focus on client needs
• Ability to thrive in a fast-paced team environment

Preferred Qualifications:

• Experience in a credit role (Credit / Market Risk, Credit Portfolio Management) or analyzing equity/credit investments
• Experience in Banking, Capital Markets, or Investment Management
• Master's degree in finance or CFA
• Coding / Automation skills
• Computer Science background is a plus