Credit Analyst - NY

Popular; New York (NY); Hybrid; USD 105,000 - 115,000; Full time

Benefits offered by this job

Hybrid work model

Job summary

Popular in New York, NY is seeking a Commercial Credit Analyst to join our Commercial Banking Team. You will support quality loan origination, analysis, processing, and reporting of credit assessments for Commercial Banking, Business Banking, and Middle Market loans.

Responsibilities include preparing credit memorandums, gathering borrower information, assisting portfolio management, ordering third-party reports, spreading financial statements, accompanying account officers on calls, monitoring

Qualifications

• Bachelor's degree in Accounting or Finance with at least 3 years of related experience.
• Proficient in Microsoft Office; Excel analysis required.
• Thorough knowledge of accounting and legal principles underlying the bank's documents.
• Ability to establish and maintain effective internal and external working relationships.

Responsibilities

• Prepare written credit memorandums on new loans, renewals, extensions and modifications with opinions on credit worthiness.
• Gather information on borrowers from inquiries, appraisers, and in-house data to assess loan amounts, activity, and profitability.
• Assist in portfolio management activities, including Annual Financial Updates and Loan Management Reports.
• Order and review third-party reports such as real estate appraisals.
• Spread financial statements and analyze reports for credit reviews.
• Accompany account officers on calls to obtain more information and assess risks.
• Monitor loan compliance and track stages of active/pending loans.
• Analyze loans and prepare final credit analyses.

Skills

Accounting knowledge

Microsoft Office

Relationship building

Education

Bachelor's Degree in Accounting or Finance

Tools

Excel

MS Office

Job description

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Date: Aug 3, 2026

Location: New York, NY, US, 10004

Company: Popular

Workplace Type: Hybrid

Credit Analyst - NY

Commercial Credit C&I/MM/HC-NY

We are looking for a Commercial Credit Analyst to join our Commercial Banking Team in New York, NY. In this position you will be responsible for the support of quality loan origination, analysis, processing and reporting of the full assessment of credits and timely completion of C&I and CRE credit analyses associated with Commercial Banking, Business Banking and Middle Market loans.

• Prepare written credit memorandums on all new loans, renewals, extension and modifications relative to financial strengths and weaknesses of borrowers, risk assessments, strength of guarantors, industry analysis, and collateral and loan structures with opinions as to credit worthiness.
  
• Gathering information on actual and prospective borrowers through inquiries and investigations with trade suppliers, financial institutions, appraisers, professional firms or individuals and in-house information on borrowers relative to loan amount, activity, and profitability and affiliate relationships.
  
• Assist in portfolio management activities such as completing Annual Financial Updates and Loan Management Reports on existing borrowers.
  
• Order and review third party reports such as real estate appraisals.
  
• Spreading financial statements through the use of computerized financial software program and analyze reports produced by the system for preparation of written reviews.
  
• Accompany account officers on calls to develop more information on the companies being analyzed and better assess the risks associated with the credit.
  
• Monitor the loan compliance on existing customer accounts.
  
• Regularly track the stages of active and pending loans.
  
• Analyze loans highlighting any problems or questions and writing the final credit analysis.
  

To be considered, you will need:

• Thorough knowledge of accounting and legal principles underlying the bank’s documents.
  
• Bachelor’s Degree in Accounting or Finance combined with a minimum 3 years related experience.
  
• Computer literate; fluency in Microsoft Office programs, Excel analysis required
  
• Ability to establish and maintain effective work relationships both internally and externally.
  

Base Salary & Benefits

Our base salary for this position located in[[state]] generally ranges between $105,000.00 and $115,000.00annually, depending on business need and on your qualifications and experience. Base salary does not include incentive compensation, commission, or any other type of remuneration or benefits.

In addition to salary, Popular's well-rounded benefits package for regular full-time and part-time employees includes a comprehensive health plan, flexible time off options, and savings and investment plans. Seasonal/temporary employees are not eligible for these benefits.

Important: The candidate must provide evidence of academic preparation or courses related to the job posting, if necessary.

Our hybrid work model benefit applies to certain positions and is subject to changes based on the organizational needs.

Applicants must be authorized to work for any employer in the United States. This position is not open to applicants who need visa sponsorship or transfer of visa sponsorship at this time.

If you have a disability or need more information about requesting an accommodation, please contact us at [e-mail] . This email inbox is monitored for such types of requests only. All information you provide will be kept confidential and will be used only to the extent required to provide needed exemptions or reasonable accommodations. Any other correspondence will not receive a response.

If you are a California resident, please click here to learn more about your privacy rights.

Are you ready for a rewarding career?

Popular is an Equal Opportunity Employer, including Disability/Vets

ABOUT US

Popular is Puerto Rico’s leading financial institution and have been evolving since it was founded over a century ago. From a small bank it has developed into a large corporation that offer a wide variety of services and financial solutions to our customers, with presence in the United States, the Caribbean and Latin America.

As employees, we are dedicated to making our customers dreams come true by offering financial solutions in each stage of their life. Our extensive trajectory demonstrates the resiliency and determination of our employees to innovate, reach for the right solutions and strongly support the communities we serve; therefore, we value their diverse skills, experiences and backgrounds.

We reaffirm our commitment to always offer essential financial services and solutions for our customers and communities, including during emergency situations and/or natural disasters. Popular’s employees are considered essential workers, whose role is critical in the continuity of these important services even under such circumstances. By applying to this position, you acknowledge that Popular may require your services during and immediately after any such events.

Nearest Major Market: Manhattan
Nearest Secondary Market: New York City
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