Credit Analyst Intern

Member FDIC; Northern (KY); Hybrid; USD 26,000 - 34,000; Part time

Benefits offered by this job

2 Paid Holidays

PTO accrual

Job summary

Bridgewater Bank invites applications for its 2027 Summer Internship in the Credit team. The program targets analytical students who will learn banking and credit concepts while supporting lenders on loan requests.

Interns will collect and analyze financial data, prepare reports, and develop risk assessments. The role emphasizes collaboration, presentations, and growth within a dynamic banking culture.

Qualifications

• Current juniors or seniors or recent graduate from a 4-year bachelor’s degree program in Finance, Economics, Business, or related field.
• Authorized to work in the United States.

Responsibilities

• Collect, review, and analyze loan requests, financial information, appraisals, title insurance, etc.
• Prepare spreadsheets, reports, summaries, and recommendations on loan structure/pricing for lenders.
• Assign risk ratings to support loan requests.
• Prepare credit presentations for credit approval including cash flow analysis, forecasting, industry trends, and loan performance histories.
• Develop and maintain accurate records for lending clients and accounts.

Skills

Analytical thinking

Written/verbal communication

Presentation skills

Organizational skills

Team player

Education

Bachelor's degree in Finance/Economics/Business

Tools

Microsoft Office

Job description

Kickstart your career in banking with Bridgewater Bank's 2027 Summer Internship Program! Join a dynamic team where your ideas matter, your work makes an impact, and your growth is our priority.

We're looking for an analytical and self-driven intern to join our 2027 Summer Intern Cohort at Bridgewater Bank within the Credit team. The ideal candidate will develop an understanding of banking and credit to identify and analyze potential risks associated with various loan transactions. This role supports lenders by evaluating the financial condition of individuals and businesses applying for lending credit with the bank.

Our internship program is designed to immerse students in real-world banking experiences, enhancing their academic learning with meaningful corporate exposure. Interns will apply the knowledge and skills gained in college to impactful projects that contribute to our organization’s success.

Throughout the program, interns will:

• Collaborate with Bridgewater employees on innovative initiatives aligned with our vision.
• Participate in departmental meetings to gain insight into strategic decision-making.
• Lead individual projects and present their work to the Intern Cohort, as well as to our Operational and Senior Leadership Teams.

Program Duration: May 25, 2027 - August 20, 2027

RESPONSIBILITIES:

• Collect, review, and analyze loan requests, financial information, appraisals, title insurance, etc.
• Prepare spreadsheets, reports, summaries, and recommendations on loan structure/pricing for lenders.
• Assign risk ratings to support loan requests.
• Prepare credit presentations to be used in the credit approval process including cash flow analysis, forecasting of future performance, industry trends, and loan performance histories.
• Develop and maintain accurate records for lending clients and accounts.

QUALIFICATIONS:

• Candidates must be:
  • Current (Juniors and Seniors) or recent graduate from a 4-year bachelor's degree program in Finance, Economics, Business, or any other related field.
  • Authorized to work in the United States
• Superior analytical/reasoning skills with the ability to work independently and as a member of a team
• Excellent written, verbal, and interpersonal communication skills
• Strong presentation acumen
• Excellent organizational skills to deal with multiple projects and priorities
• Proficiency in Microsoft Office (Word, Excel, PowerPoint, and Outlook)
• Ability:
  • Maintain confidential information to the highest degree
  • Work in a fast-paced environment and meet deadlines
  • Develop and maintain effective working relationships

ABOUT BRIDGEWATER BANK:

It all started with a vision in 2005. This vision was to create a full-service, entrepreneurial bank where clients would notice a difference, team members would be challenged to grow, and the culture would be optimistic. Over a decade later, this unconventional attitude laid the foundation of Bridgewater Bank, a nationwide top-performing bank with an award-winning culture.

We're on a mission to become the finest entrepreneurial bank in the Twin Cities. And it's working. Join our team and you will be surrounded by remarkable people who want to challenge the status quo and redefine what it means to work in this industry. This journey began in 2005, and it's just getting started. Will you join us?

COMPENSATION & BENEFITS:

The hourly base pay range for this role is $22/hr. Bridgewater Bank provides:

• 2 Paid Holidays and PTO accrued in compliance with MN ESST Law

PLEASE NOTE:

The above is intended to describe the general content of and requirements for this position. It is not to be construed as an exhaustive list of duties, responsibilities, or requirements. It is Bridgewater Bank's policy to promote equal employment opportunities. All personnel decisions, including, but not limited to, recruiting, hiring, training, promotion, compensation, benefits and termination, are made without regard to race, creed, color, religion, national origin, sex, age, marital status, sexual orientation, gender identity, citizenship status, veteran status, disability or any other characteristic protected by applicable federal, state or local law.

STATUS:

Non-Exempt

Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.For further information, please review the Know Your Rights notice from the Department of Labor.