Credit Analyst II: Underwriting, Risk & Mentorship

Corpay; Peachtree Corners (GA); On-site; USD 65,000 - 90,000; Full time

Benefits offered by this job

Medical benefits

401(k) plan

Virtual fitness

Robust PTO

Employee discounts

Philanthropic support

Company culture events

Job summary

Corpay, a leading risk management-focused company, is hiring a Credit Analyst II in Atlanta, GA. This role reports to the Senior Manager, Credit Operations and collaborates with multiple departments to manage credit risk and support the North America Fuel line of business.

Responsibilities include independent underwriting, risk assessment, and preparing credit approval rationales, while mentoring junior analysts. Strong analytical and communication skills are essential to succeed.

Qualifications

• Bachelor's degree in finance, accounting, economics, business administration, or a related field.
• 3+ years in FINTECH, commercial banking, credit analysis, or underwriting.
• Proficiency with Excel and Word and experience with credit underwriting and KYC/fraud applications.
• Strong analytical judgment, written and verbal communication, attention to detail, and independent decision-making.

Responsibilities

• Underwriting & Risk Assessment: Independently analyze financial statements, cash flow projections, and tax returns
• Credit Approval Rationales: Prepare approval recommendations with supporting credit documentation and KYC Analysis
• Portfolio Modifications: Review and approve account changes such as Credit Limit Increases, Term Changes and Product Enhancements using updated Credit Pulls and customer performance. Also mitigate by identifying early warning signs or adverse trends in customer performance.
• Policy & Compliance: Ensure adherence to internal credit risk policies, banking regulations/ Annual Training, and applicable statutory compliance requirements
• Mentorship & Leadership: Provide technical guidance, training, and informal coaching to junior analysts.

Skills

Analytical thinking

Written communication

Verbal communication

Independent decision making

Education

Bachelor's degree in finance, accounting, economics, business administration

Tools

Excel

Word

Credit Underwriting

KYC / Fraud Application

Job description

Corpay, a leading risk management-focused company, is hiring a Credit Analyst II in Atlanta, GA. This role reports to the Senior Manager, Credit Operations and collaborates with multiple departments to manage credit risk and support the North America Fuel line of business.

Responsibilities include independent underwriting, risk assessment, and preparing credit approval rationales, while mentoring junior analysts. Strong analytical and communication skills are essential to succeed.