Credit Analyst II

Corpay; Peachtree Corners (GA); Presencial; USD 65.000 - 90.000; Jornada completa

Ventajas ofrecidas por este puesto de trabajo

Medical benefits

401(k) plan

Virtual fitness

Robust PTO

Employee discounts

Philanthropic support

Company culture events

Descripción de la vacante

Corpay, a leading risk management-focused company, is hiring a Credit Analyst II in Atlanta, GA. This role reports to the Senior Manager, Credit Operations and collaborates with multiple departments to manage credit risk and support the North America Fuel line of business.

Responsibilities include independent underwriting, risk assessment, and preparing credit approval rationales, while mentoring junior analysts. Strong analytical and communication skills are essential to succeed.

Formación

• Bachelor's degree in finance, accounting, economics, business administration, or a related field.
• 3+ years in FINTECH, commercial banking, credit analysis, or underwriting.
• Proficiency with Excel and Word and experience with credit underwriting and KYC/fraud applications.
• Strong analytical judgment, written and verbal communication, attention to detail, and independent decision-making.

Responsabilidades

• Underwriting & Risk Assessment: Independently analyze financial statements, cash flow projections, and tax returns
• Credit Approval Rationales: Prepare approval recommendations with supporting credit documentation and KYC Analysis
• Portfolio Modifications: Review and approve account changes such as Credit Limit Increases, Term Changes and Product Enhancements using updated Credit Pulls and customer performance. Also mitigate by identifying early warning signs or adverse trends in customer performance.
• Policy & Compliance: Ensure adherence to internal credit risk policies, banking regulations/ Annual Training, and applicable statutory compliance requirements
• Mentorship & Leadership: Provide technical guidance, training, and informal coaching to junior analysts.

Conocimientos

Analytical thinking

Written communication

Verbal communication

Independent decision making

Educación

Bachelor's degree in finance, accounting, economics, business administration

Herramientas

Excel

Word

Credit Underwriting

KYC / Fraud Application

Descripción del empleo

What We Need

Corpay is currently looking to hire a Credit Analyst II within our Risk Management division. This position falls under our North America Fuel line of business and is located in Atlanta, GA. In this role, you will report directly to the Senior Manager, Credit Operations and regularly collaborate with multiple departments.

How We Work

As a Credit Analyst II, Corpay will set you up for success by providing:

• Assigned workspace in Atlanta office
• Company-issued equipment
• Formal, hands-on training

Role Responsibilities

The responsibilities of the role will include:

• Underwriting & Risk Assessment: Independently analyze financial statements, cash flow projections, and tax returns
• Credit Approval Rationales: Prepare approval recommendations with supporting credit documentation and KYC Analysis
• Portfolio Modifications: Review and approve account changes such as Credit Limit Increases, Term Changes and Product Enhancements using updated Credit Pulls and customer performance. Also mitigate by identifying early warning signs or adverse trends in customer performance.
• Policy & Compliance: Ensure adherence to internal credit risk policies, banking regulations/ Annual Training, and applicable statutory compliance requirements
• Mentorship & Leadership: Provide technical guidance, training, and informal coaching to junior analysts.

Qualifications & Skills

• Education: Bachelor's degree in finance, Accounting, Economics, Business Administration, or a related field
• Experience: Desired three years+ in FINTECH, commercial banking, credit analysis, or underwriting.
• Technical Skills: Excel, Word, Credit Underwriting, KYC / Fraud Application
• Soft Skills: Strong analytical judgment, written/verbal communication, attention to detail, and independent decision-making.

Benefits & Perks

• Medical, Dental & Vision benefits available the 1st month after hire
• Automatic enrollment into our 401(k) plan (subject to eligibility requirements)
• Virtual fitness classes offered company-wide
• Robust PTO offerings including major holidays, vacation, sick, personal, & volunteer time
• Employee discounts with major providers (i.e. wireless, gym, car rental, etc.)
• Philanthropic support with both local and national organizations
• Fun culture with company-wide contests and prizes

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