Credit Analyst II: Underwriting & Partner Relations

Origence; Northern (KY); Hybrid; USD 34,000 - 44,000; Full time

Benefits offered by this job

401(k) with company match

Competitive Paid Time Off

Microsoft Copilot and AI-enabled tools

Culture of connection and growth

Job summary

Origence is seeking a Credit Analyst II to review and monitor auto loan and lease originations, collaborating with credit unions and dealers to ensure underwriting accuracy and timely decisions. Shift is 12-9 p.m. MST.

You will build relationships, apply underwriting criteria, gather data, document rationale, and support funding processes while contributing to fraud detection and process improvements.

Qualifications

• Underwriting experience in a consumer lending environment is required.
• Knowledge of financial institution operations and compliance is preferred.
• Experience with loan processing or funding is a plus.
• Experience with L360, Meridian Link, or Ideal is preferred.

Responsibilities

• Review loan applications and render decisions within underwriting criteria and approval limits.
• Develop relationships with credit union representatives and dealerships to negotiate terms and build rapport.
• Document details of decisions to explain rationale and process loan packages for funding.
• Follow up on approved applications to maximize funding and efficiency.
• Participate in fraud detection techniques and testing of new software/releases.

Skills

Customer service

Communication

Analytical skills

Independent work

Team player

Time management

Problem solving

Education

High school diploma or equivalency

Tools

L360

Meridian Link

Ideal

Microsoft Word

Microsoft Excel

Microsoft PowerPoint

Job description

Origence is seeking a Credit Analyst II to review and monitor auto loan and lease originations, collaborating with credit unions and dealers to ensure underwriting accuracy and timely decisions. Shift is 12-9 p.m. MST.

You will build relationships, apply underwriting criteria, gather data, document rationale, and support funding processes while contributing to fraud detection and process improvements.