Credit Analyst II – Underwriting & Lending Analytics

TD Equipment Finance, Inc.; Mount Laurel Township (NJ); On-site; USD 62,000 - 93,000; Full time

Job summary

TD Bank in Mount Laurel, NJ is seeking a Credit Analyst II to perform in-depth financial analysis of borrowers and support lending decisions. You will conduct underwriting, assess credit risk, and prepare clear approval memos for Credit Management leaders.

The role requires 2+ years of related experience and a 4-year degree or equivalent; strong analytical and communication skills are essential for success in a results-driven environment.

Qualifications

• 4 year degree or equivalent experience.
• 2+ years related experience required.
• Strong analytical and research skills.
• Ability to summarize data for recommendations on an independent basis.

Responsibilities

• Conduct in-depth financial analysis of existing and potential borrowers.
• Prepare underwriting analysis of borrower character, credit worthiness and financial condition.
• Prepare insightful and timely approval memorandums for lending authorities.
• Monitor compliance with regulatory requirements and credit policies.
• Support the lending function with analytical insights and data.

Skills

Financial analysis

Credit analysis

Industry research

Communication skills

Teamwork

Education

4 year degree

Job description

TD Bank in Mount Laurel, NJ is seeking a Credit Analyst II to perform in-depth financial analysis of borrowers and support lending decisions. You will conduct underwriting, assess credit risk, and prepare clear approval memos for Credit Management leaders.

The role requires 2+ years of related experience and a 4-year degree or equivalent; strong analytical and communication skills are essential for success in a results-driven environment.