Credit Analyst II – Commercial Lending & Risk Insight

Financial Staffing LLC; Longview (TX); On-site; USD 55,000 - 75,000; Full time

Job summary

Financial Staffing LLC is seeking a Credit Analyst II to underwrite a range of loan requests and deliver in-depth credit analysis for risk assessment. The role emphasizes preparing detailed credit request presentations and collaborating with Credit Management and lenders to shape loan structures.

The position requires strong analytical, organizational, and communication skills, with a bachelor’s degree in business/finance/economics and 1–2 years in credit analysis.

Qualifications

• Bachelor’s degree in business/finance, accounting, or economics.
• Strong accounting background and sales experience desirable.
• 1-2 years of credit analysis experience in a commercial bank setting.
• Strong analytical, organizational, negotiation, interpersonal and communication skills; positive attitude with team-player approach.
• Demonstrated ability to prioritize work assignments; detail oriented with flexibility in a changing environment.

Responsibilities

• Prepare Credit Request Presentations that analyze risk in extending credit.
• Confer with Credit Management and lenders to determine structures and terms.
• Make recommendations for credit grading / loan risk rating.
• Prepare financial spreads and ratio analysis using spreading software.
• Attend Loan Committee meetings to present data and answer questions.

Skills

Analytical skills

Communication skills

Organizational skills

Negotiation skills

Team-player mindset

Education

Bachelor’s degree in business/finance/accounting/economics

Tools

Spreading software

Job description

Financial Staffing LLC is seeking a Credit Analyst II to underwrite a range of loan requests and deliver in-depth credit analysis for risk assessment. The role emphasizes preparing detailed credit request presentations and collaborating with Credit Management and lenders to shape loan structures.

The position requires strong analytical, organizational, and communication skills, with a bachelor’s degree in business/finance/economics and 1–2 years in credit analysis.