Credit Analyst I: Underwrite Loans & Assess Risk

Woodforest; The Woodlands (TX); Vor Ort; USD 55.000 - 75.000; Vollzeit

Zusammenfassung

Woodforest National Bank in The Woodlands, TX is seeking a Credit Analyst I to compile and analyze financial data to determine credit risk and support loan underwriting decisions. The role involves gathering information, preparing underwriting packages, and communicating results to Relationship and Portfolio Managers.

The position requires strong analytical skills, MS Office proficiency, and the ability to manage multiple tasks in a fast-paced environment.

Qualifikationen

• 1+ years’ experience with analytical tools such as Excel.
• 1+ years’ experience in group settings and/or on non-complex business projects involving advanced calculations.
• 1+ years’ experience in banking or financial services with exposure to Credit Risk management or lending compliance preferred.

Aufgaben

• Gather underwriting data by interviewing customers and obtaining credit reports and financial statements.
• Spread financial statements and analyze cash flow, trends, and industry factors to assess risk and profitability.
• Prepare underwriting packages and present results in writing.
• Monitor pipeline and reports; coordinate with Relationship and Portfolio Managers on status of requests.
• Maintain credit files and retrieve documents for audits.

Kenntnisse

Lending concepts

Credit risk

Office skills

Analytical skills

Attention to detail

Critical thinking

Communication skills

Ausbildung

Bachelor's degree in Accounting/Finance/Economics

Tools

Excel

Word

Outlook

SharePoint

Jobbeschreibung

Woodforest National Bank in The Woodlands, TX is seeking a Credit Analyst I to compile and analyze financial data to determine credit risk and support loan underwriting decisions. The role involves gathering information, preparing underwriting packages, and communicating results to Relationship and Portfolio Managers.

The position requires strong analytical skills, MS Office proficiency, and the ability to manage multiple tasks in a fast-paced environment.